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Student Loans in Nigeria: What It Is and How To Apply

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Student Loans in Nigeria: What It Is and How To Apply

Student Loans in Nigeria: What It Is and How To Apply 

Imagine a key that opens the door to a world of knowledge, opportunities, and personal growth – precisely what student loans represent for countless aspiring scholars. 

These financial instruments have the potential to transform dreams into reality, making higher education accessible to many who might otherwise find it out of reach. 

In this comprehensive guide, we invite you to delve into the realm of student loans, where we’ll unravel the intricacies of loan types and terms and explore the profound impact they can have on your educational journey.

Student loans are more than just financial tools; they are enablers of potential. They pave the way for students to pursue their passions, delve into fields of study, and develop the skills needed to shape a brighter future. 

Student Loans in Nigeria: What It Is and How To Apply

Student Loans in Nigeria: What It Is and How To Apply

Whether you’re a high school graduate preparing for college or a returning student seeking to advance your career, understanding what student loan is is your first step toward unlocking a world of possibilities.

What is Student Loan All About? 

A student loan provides financial assistance to individuals pursuing higher education, typically in colleges, universities, or vocational schools. 

These loans are specifically designed to help students cover the costs associated with their education, including tuition fees, books, living expenses, and other educational-related expenditures.

Government agencies, private financial institutions, or educational institutions typically offer student loans. They have specific terms and conditions, including interest rates, repayment schedules, and eligibility criteria.

Initially proposed by Femi Gbajabiamila, the former Speaker of the House of Representatives, the bill resurfaced in 2019 and gained significant traction within the National Assembly in November 2022. 

This resurgence notably followed an eight-month-long labor strike by the country’s university workers’ union, advocating for improved working conditions and addressing various grievances.

Unlike grants or scholarships, student loans must be repaid after the borrower completes their education or enters the workforce.

The primary purpose of student loans is to enable students to access higher education opportunities they might not otherwise afford. These loans allow individuals to invest in their future, gain valuable knowledge and skills, and enhance their career prospects. 

However, it’s essential for borrowers to carefully consider the terms of their loans and develop a plan for repayment to avoid financial strain after graduation.

Importance of Student Loan

The importance of student loans in higher education cannot be overstated. Here are several vital reasons why student loans are essential:

Access to Education: Student loans make education accessible to a broader range of individuals who might not have the financial means to attend college or university otherwise. They bridge the gap between educational aspirations and financial limitations.

Investment in the Future: Education is an investment in one’s future. Student loans empower individuals to pursue higher education, acquire knowledge, and develop skills that can lead to better career opportunities and increased earning potential.

Personal Growth: College or university experiences extend beyond academics. Student loans facilitate personal growth, allowing students to explore their interests, develop critical thinking, and engage in extracurricular activities that shape well-rounded individuals.

Economic Growth: A well-educated workforce contributes to a country’s economic growth and competitiveness in the global market. Student loans support the development of skilled professionals who drive innovation and progress.

Diversity and Inclusion: Student loans play a role in promoting diversity and inclusion in higher education. They enable students from various backgrounds, including underrepresented communities, to pursue their educational goals.

Flexible Repayment: Many student loan programs offer flexible repayment options, including income-driven plans, which ease the burden of repayment for graduates who may initially face financial challenges.

Financial Responsibility: Managing student loans instills financial responsibility in borrowers. It teaches budgeting, financial planning, and the importance of meeting financial obligations on time.

Lifelong Learning: Education is a lifelong journey. Student loans support not only undergraduate studies but graduate and professional degrees, fostering continuous learning and skill development throughout one’s career.

Community Contribution: Graduates with higher education often contribute positively to their communities. They are more likely to engage in civic activities, volunteer, and give back to society.

While student loans offer significant benefits, borrowers must carefully consider their terms and conditions, budget for repayment, and explore all available financial aid options to make informed decisions about financing their education. 

Eligibility for Student Loans in Nigeria

In Nigeria, eligibility for student loans is defined by specific criteria, as the relevant Act outlines. Here’s a breakdown of who can apply for a student loan:

Institution Type: The student loan program primarily applies to government-owned tertiary institutions in Nigeria. These institutions include public universities, polytechnics, colleges of education, and vocational schools established by the government.

Non-Discrimination: The Act ensures equal access to loans for all students seeking higher education in these public institutions, without discrimination based on gender, religion, tribe, position, or disability.

Income Threshold: To be eligible for the loan, an applicant’s or family’s income must be less than N500,000 annually.

Guarantors: Applicants must provide at least two guarantors who meet specific criteria:

  • A civil servant of at least level 12.
  • A lawyer with at least ten years of post-call experience.
  • A judicial officer.
  • A justice of the peace.

Tips to Consider When Applying for Student Loans

When applying for a student loan in Nigeria, consider the following tips:

Planning: Calculate the duration of your course and aim to complete it on time to avoid additional tuition fees.

Expense Management: Minimize expenses by sharing accommodations or keeping books in good condition for resale.

Loan Amount: Borrow an amount that aligns with your expected first-year salary upon graduation to facilitate comfortable repayment.

Repayment Flexibility: Understand the repayment terms offered by loan providers, as some allow repayment in installments while in school or immediately after graduation.

Loan Providers: Explore options among banks and financial institutions that offer student loans in Nigeria, such as Access Bank, KeyStone Bank, Heritage Bank, Ecobank, and LAPO Microfinance Bank.

Types of Student Loans

Student loans in Nigeria typically feature low interest rates and can be categorized into two types:

Variable Interest Rate: This type of loan has a variable interest rate that can fluctuate based on market conditions. While initially lower than fixed rates, variable rates may increase or decrease over time.

Fixed Interest Rate: Loans with fixed interest rates maintain a constant rate throughout the loan’s duration. While these rates are generally higher than variable rates, they offer stability, and borrowers know precisely what interest they will pay.

Selecting between variable and fixed interest rates depends on your preference for flexibility or stability in loan repayment, as variable rates may change with market forces.

Understanding these eligibility criteria, application tips, and loan types can help students make informed decisions when seeking financial assistance for their higher education in Nigeria.

Eligibility Criteria for Student Loans in Nigeria

Eligibility for student loans in Nigeria is outlined in the relevant Act, and it primarily applies to students attending government-owned tertiary institutions. The critical eligibility criteria are as follows:

Equal Access: The Act ensures that all students seeking higher education in public institutions of higher learning in Nigeria have an equal right to access these loans. Discrimination based on gender, religion, tribe, position, or disability is strictly prohibited, as stated in Section 2 of the Act.

Institutions Covered: The term “institutions of higher learning” encompasses public universities, polytechnics, colleges of education, and vocational schools established by the government, as outlined in Section 23 of the Act.

Income Threshold: To qualify for the loan, an applicant’s annual or family income must be N500,000.

Guarantor Requirements: Students applying for these loans must provide at least two guarantors who meet specific criteria, including:

  • A judicial officer.
  • A civil servant of at least level 12.
  • A lawyer with at least ten years of post-call experience.
  • A justice of the peace.

These eligibility criteria aim to ensure that deserving students have access to financial assistance for their higher education while promoting equal opportunities for all.

How Often is Student Loan Interest Calculated?

Student loan interest rates are typically advertised annually (APR), but the interest accrues daily. You can check the specific details regarding the frequency of interest accrual and the compounding rate in the promissory note for your student loans.

Duration of Student Loan Repayment

Repaying student loans can vary widely, taking 5 to 20 years or even longer. On average, bachelor’s degree graduates can expect to pay off their student loan debt in about ten years if they make monthly payments of $300. Approximately 14.3 million federal student loan borrowers are on a 10-year repayment plan.l

How Student Loans Are Disbursed

Student loans are disbursed directly into your bank account in installments at the beginning of each academic term. The specific amount you can apply for depends on various factors, including your place of residence, study institution, and household income. You can determine your entitlement by using the provided link.

What Comes With a Student Loan? 

While student loans typically cover academic expenses such as tuition and educational materials, it’s essential to note that non-academic expenses like student accommodation are the responsibility of each student.

Student Loans in Nigeria (Summary) 

Student loans enable individuals to access higher education and pursue their academic aspirations. These loans are designed to bridge the financial gap between educational costs and available resources. 

Understanding the nuances of student loans, including eligibility criteria, interest calculation, and repayment timelines, is essential for making informed decisions about financing one’s education.

While student loans offer the promise of higher education, borrowers need to approach them with careful consideration and financial planning. 

Responsible borrowing and diligent repayment can help graduates manage their student loan debt successfully. Additionally, exploring scholarship opportunities, grants, and part-time work during college can lessen the reliance on loans.

Ultimately, student loans are a valuable tool for achieving educational goals, but they should be approached with awareness and a long-term financial strategy in mind. 

Proper financial planning and informed decision-making can help individuals harness the benefits of higher education while managing loan repayment responsibilities effectively.

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EDUCATION

Top 10 Scholarships and Grants in Nigeria

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Top 10 Scholarships and Grants in Nigeria

Discover a world of educational opportunities in Nigeria with our guide to the Top 10 Scholarships and Grants. Uncover avenues that can turn your academic aspirations into reality without straining your finances. Nigeria provides a range of funding options, covering various fields and academic levels. Whether you’re pursuing undergraduate or postgraduate studies, these scholarships and grants aim to alleviate educational costs, paving the way for academic excellence.

Each scholarship opportunity or grant comes with its own criteria, ensuring inclusivity for students from diverse backgrounds and disciplines. These initiatives serve as a financial stepping stone for Nigerian students, supporting them in achieving their academic ambitions. In this article, we’ve top 10 scholarships and grants available for both undergraduate and graduate students in Nigeria.

What’s a Grant/Scholarship?

A grant or scholarship is financial assistance provided to individuals, typically students, to support their education. Grants are usually need-based and don’t require repayment, while scholarships are often merit-based and may have various criteria such as academic achievements, talents, or specific interests. Both aim to help cover educational expenses, including tuition, fees, and sometimes living costs, reducing the financial burden on recipients pursuing their academic goals.

Top Ten(10) Scholarships/Grants in Nigeria

Here are the top scholarships and grants available to Nigerian students nationwide:

1.     Federal Government Scholarship

The Federal Ministry of Education offers scholarships to Nigerian students pursuing undergraduate, graduate, and doctorate degrees locally and internationally. This scholarship program is available to Nigerian students in tertiary institutions across the nation.

Eligibility:

  • Nigerian citizenship with a valid national ID card.
  • Completed secondary education with a minimum of five credits, including Mathematics and English Language.
  • Age 18 and above.
  • Admission letter from a recognized institution.
  • Academic transcripts, two recommendation letters, and a personal statement.

How to Apply: Visit [fsbn.com.ng](https://fsbn.com.ng).

2.     PTDF Scholarship

The Petroleum Technology Development Fund (PDTF) supports Nigerian students in postgraduate studies related to engineering, geology, and environmental science. PTDF scholarship program was established by the Nigerian government to support Nigerian students looking to pursue a postgraduate degree in the fields of engineering, geology, environmental science, and other petroleum related disciplines.

Eligibility:

  • Nigerian citizenship.
  • Bachelor’s degree with at least Second Class Upper Division or Lower Division plus a relevant Master’s degree.
  • Admission to a recognized postgraduate program.
  • Completion of NYSC program.
  • Age between 21 and 35.

How to Apply: Visit [scholarship.ptdf.gov.ng](https://scholarship.ptdf.gov.ng).

3.     NNPC/Chevron Scholarship

The NNPC/Chevron Scholarship is a scholarship program offered by the Nigerian National Petroleum Corporation (NNPC) and Chevron Nigeria Limited to support Nigerian students in achieving their educational goals. The selection process for this scholarship program is highly competitive and is carried out in three stages including computer-based test, interview and academic verification.

Eligibility:

  • Nigerian citizenship.
  • Current enrollment in a Nigerian university with a minimum Second Class Upper Division.
  • Not a beneficiary of any other scholarship.
  • Submission of a statement of purpose, valid email, and recent university admission letter.

How to Apply: Visit [orm-ng.com](https://orm-ng.com).

4.     Agbami Scholarship

The Agbami Scholarship is a scholarship program sponsored by a consortium of oil companies including Chevron Nigeria Limited, Famfa Oil Limited, Statoil Nigeria Limited, Petrobras, and Nigerian National Petroleum Corporation (NNPC). The scholarship is program is designed for Nigerian students studying medicine & surgery, engineering, and pharmacy.

Eligibility:

  • Nigerian citizenship.
  • Full-time enrollment in specified fields with a minimum GPA of 3.5.
  • Not in the final year of study.
  • Submission of identity proof, academic transcripts, personal statement, and reference letters.

How to Apply: Visit [scholastica.ng/Schemes/Agbami](https://www.scholastica.ng/Schemes/Agbami).

5.     Shell Scholarship

The Shell Scholarship is a scholarship program sponsored by the Shell Petroleum Development Company of Nigeria (SPDC). The scholarship designed to provide financial aid to Nigerian undergraduate and postgraduate students studying engineering and geosciences.

Eligibility:

  • Nigerian citizenship.
  • Current enrollment in specified fields with minimum GPA requirements.
  • Submission of proof of identity, academic transcripts, personal statement, and reference letters.

How to Apply: Visit [shell.com.ng](https://www.shell.com.ng).

6.     MTN Nigeria Foundation Scholarship

The MTN Foundation Scholarship is a scholarship program sponsored by MTN Nigeria. The scholarship program is designed to provide financial assistance to Nigerian undergraduate and postgraduate students studying science and technology-related fields in tertiary institutions.

Eligibility:

  • Nigerian citizenship.
  • Current enrollment in specified fields with minimum GPA requirements.
  • Submission of proof of identity, academic transcripts, personal statement, and reference letters.

How to Apply: Visit [mtn.ng/scholarships](https://mtn.ng/scholarships).

7.     NLNG Scholarship

The Nigeria Liquefied Natural Gas (NLNG) Scholarship program is a top scholarship and grant program sponsored by NLNG Limited. The scholarship is designed to provide financial aid to Nigerian students both undergraduate and postgraduate studying courses in various tertiary institutions across the country.

Eligibility:

  • Nigerian citizenship.
  • Current enrollment in specified fields (science, engineering, and social sciences) with minimum GPA requirements.
  • Submission of proof of identity, academic transcripts, personal statement, and reference letters.

How to Apply: Visit [nigerialng.com](https://nigerialng.com).

8.     Seplat Scholarship

This scholarship program was established by Seplat, a Nigerian oil and gas company, with the aim of providing financial aid to Nigerian students looking to further their education to tertiary institutions. The scholarship program is aimed at promoting educational development and human capacity within the country.

Eligibility:

  • Nigerian citizenship.
  • Full-time enrollment in a Nigerian university with a minimum CGPA.
  • Not in the final year of study.
  • At least five O’Level credit passes, including English and Mathematics.

How to Apply: Visit [seplatenergy.com](https://seplatenergy.com).

9.     Total E&P Scholarship

The Total E&P scholarship program is available to all Nigerian students studying in tertiary institutions across the country. The scholarship fund covers tuition fees, accommodation, and a stipend.

Eligibility:

  • Registered full-time undergraduate student with a minimum CGPA.
  • Scored 200 and above in UTME.
  • Evidence of SSCE or Equivalent Certificate.
  • *International Scholarship Eligibility:*
  • Registered full-time undergraduate student in a recognized foreign university with a minimum CGPA.
  • Evidence of SSCE or Equivalent Certificate.

How to Apply: Visit [totalenergiescsredu.ng](https://totalenergiescsredu.ng).

10. Jim Ovia Scholarship

The Jim Ovia Foundation Scholarship is a popular scholarship program for Nigerian students pursuing an undergraduate or graduate studies in any Nigerian university or college. The scholarship is funded by the Jim Ovia Foundation and covers tuition and accommodation cost.

Eligibility:

  • Nigerian citizenship.
  • Offered admission to a Nigerian university or college.
  • Valid school ID card, personal bank account, email, and phone number.
  • Minimum CGPA for undergraduate and graduate applicants.

How to Apply: Visit [jimoviafoundation.org](https://www.jimoviafoundation.org).

Conclusion

Scholarships and grants offer significant benefits to Nigerian students by providing financial assistance, reducing the burden of tuition fees, and creating opportunities for academic and career advancement. Nigeria has numerous scholarship opportunities, and the ten mentioned here are just a start. Take advantage of these opportunities by researching and applying for as many scholarships as possible to help you achieve your academic goals.

 

Frequently Asked Questions (FAQs)  

 

To apply for the Federal Government Scholarship, visit (https://fsbn.com.ng) and follow the application guidelines provided on the website.

The Agbami Scholarship requires applicants to be Nigerian citizens, enrolled in specified fields, maintain a minimum GPA of 3.5, and provide proof of identity, academic transcripts, a personal statement, and reference letters. Visit (https://www.scholastica.ng/Schemes/Agbami) for application details.

No, applicants for the NNPC/Chevron Scholarship must not be in their final year of study. Other eligibility criteria include Nigerian citizenship, enrollment in a Nigerian university, and a minimum Second Class Upper Division. Apply at (https://orm-ng.com).

Total Scholarship covers various fields. For National Merit Scholarship, it’s open to first or second-year undergraduates in Nigerian universities. International Scholarship is for Nigerian students admitted to recognized foreign universities. Visit (https://totalenergiescsredu.ng) for specific requirements.

The NLNG Scholarship selection process involves undergraduate applicants being in their second year or above with a minimum GPA of 3.0. For postgraduate applicants, a minimum of second-class upper division is required. Visit (https://nigerialng.com) for detailed eligibility criteria and the application process.

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EDUCATION

Post UTME 2023/2024: List of Schools Whose Forms Are Out

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Post UTME 2023/2024: List of Schools Whose Forms Are Out

Starting your higher education journey in Nigeria is both thrilling and challenging, especially given today’s economy. If you’re a hopeful student eagerly anticipating updates on the post-UTME examination, you’re in the right place. After the 2023/2024 JAMB UTME examination, tertiary institutions will begin screening and aptitude tests for candidates applying to different departments.

In this guide, you’ll find the list of tertiary institutions whose Post UTME forms are currently out. We’ll also share essential tips and information for the admission process. Keep in mind that not all universities or polytechnics require Post UTME exams. If your institution isn’t listed, it might mean the list isn’t out yet or they use a different screening process for admissions.

What is Post UTME?

Post Unified Tertiary Matriculation Examination (Post UTME), is a standardized test conducted by universities, polytechnics and colleges in Nigeria. It is an entrance screening test/exam conducted after the JAMB UTME/DE examination. This screening is conducted by various tertiary institutions to assess candidates’ academic abilities and suitability for admission. It often includes subjects relevant to the chosen course of study and may include screening, or interviews. Post UTME scores, combined with JAMB scores, contribute to the overall admission evaluation, allowing universities to select candidates based on a more comprehensive assessment of their academic potential.

Is Post UTME Form Out?

Yes, the Post UTME form is now available. JAMB has announced the start date for selling the forms, so institutions conducting Post UTME will begin selling them.

List of Universities Selling Post UTME Forms

Here are the universities that have released their post-UTME forms for the 2023/2024 session:

  1. Taraba State University, (TASU) Post UTME Form: [Cut-Off Mark: 140. Closing Date: 8th January 2024]
  2. Ambrose Alli University Ekpoma, AAU Supplementary Post UTME Form: [Cut-Off Mark: 140. Closing Date: 22nd December 2023]
  3. Federal University Wukari, FUWUKARI Post UTME Form: [Cut-Off Mark: 150. Closing Date: Not specified]
  4. Azman University Kano, Post UTME Form: [Cut-Off Mark: 140. New Closing Date: Not Stated]
  5. Federal University of Technology Owerri, FUTO Post UTME Form: [Cut-Off Mark: 160. Closing Date: 14tht November 2023]
  6. Federal University of Health Sciences Otukpo, FUSHO Post UTME Form: [Cut-Off Mark: 190. Closing Date: Not Stated]
  7. Benue State University, BSU Post UTME Form: [Cut-Off Mark: 150. Closing Date: 2nd December, 2023]
  8. Mercy Medical University, Osun Post UTME Form: [Cut-Off Mark: 150. Closing Date: Not specified]
  9. Ekiti State University, EKSU Post UTME Form: [Cut-Off Mark: 140-250. Closing Date: 30th November 2023]
  10. Nasarawa State University Keffi, NSUK Post UTME Form: [Cut-Off Mark: 160. New Closing Date: 25th October 2023]
  11. Sule Lamido University, SLU Post UTME Form: [Cut-Off Mark: 140. New Closing Date: 22nd October 2023]
  12. Umar Musa Yaradua University, UMYU Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  13. Abubakar Tafawa Balewa University, ATBU Post UTME Form: [Cut-Off Mark: 165. Closing Date: 28th October 2022]
  14. Bauchi State University Gadau, BASUG Post UTME Form: [Cut-Off Mark: 140. Closing Date: 31st October 2023]
  15. Kaduna State University, KASU Post UTME Form: [Cut-Off Mark: 150-220. Closing Date: 28th October, 2023]
  16. Federal University Of Technology Akure, FUTA Post UTME Form: [Cut-Off Mark: 180. Closing Date: 28th October 2023]
  17. Federal University Dutse, FUD Post UTME Form: [Cut-Off Mark: 160-240. New Closing Date: 20th November 2023]
  18. Akwa Ibom State University, AKSU Supplementary Post UTME Form: [Cut-Off Mark: 140. New Closing Date: Not Specified]
  19. Ladoke Akintola University of Technology, LAUTECH Post UTME Form: [Cut-Off Mark: 180. New Closing Date: 31st October 2023]
  20. The University of Ibadan, UI Post UTME Form: [Cut-Off Mark: Not Sated. Closing Date: 17th November 2023]
  21. Osun State University, UNIOSUN Post UTME Form: [Cut-Off Mark: 160-200. New Closing Date: 14th October 2023]
  22. Abia State University, ABSU POST UTME Form: [Cut-Off Mark: 140. Closing Date: Not specified]
  23. Yobe State University, YSU Post UTME Form: [Cut-Off Mark: 150-190. Closing Date: 12th October 2023]
  24. Federal University Lokoja, FULOKOJA Post UTME Form: [Cut-Off Mark: 170. Closing Date: 20th October 2023]
  25. Shehu Shagari University of Education Sokoto, Post UTME Form: [Cut-Off Mark: 140. Closing Date: 16th October 2023]
  26. The University of Nigeria Nsukka, UNN Post UTME Form: [Cut-Off Mark: 160. New Closing Date: 15th October 2023]
  27. Federal University of Technology Babura, FUTB Post UTME Form: [Cut-Off Mark: 150. Closing Date: 19th November 2023]
  28. Olabisi Onabanjo University, OOU Post UTME Form: [Cut-Off Mark: 160. New Closing Date: 23rd October 2023]
  29. Federal University of Health Sciences Ila Orangun, FUSHI Post UTME Form: [Cut-Off Mark: 180. Closing Date: 13th October 2023]
  30. Lagos State University, LASU Post UTME Form: [Cut-Off Mark: 195. Closing Date: 10th October 2023]
  31. Al-Istiqamah University Sumaila, AUSU Post UTME Form: [Cut-Off Mark: 140. Closing Date: 31st October 2023 ]
  32. University of Maiduguri, UNIMAID Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not Specified]
  33. Huda University Gusau, Huda Post UTME Form: [Cut-Off Mark: Not Stated. New Closing Date: 10th October 2023]
  34. Federal University of Agriculture Zuru, FUAZ Post UTME Form: [Cut-Off Mark: 140. Closing Date: 29th September 2023]
  35. Greenfield University, Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not Stated]
  36. Kwara State University, KWASU Post UTME Form: [Cut-Off Mark: Not specified. Closing Date: 17th September 2023]
  37. Kano University of Science and Technology, KUST Post UTME Form: [Cut-Off Mark: 160-180. Closing Date: 24th September 2023
  38. Borno State University, BOSU Post UTME Form: [Cut-Off Mark: 150. Closing Date: 31st October 2023]
  39. The University of Abuja, UNIABUJA Post UTME Form: [Cut-Off Mark: 180. Closing Date: 13th October 2023]
  40. Federal University Gashua, FUGASHUA Post UTME Form: [Cut-Off Mark: 140. New Closing Date: 11th October 2023]
  41. Confluence University of Science and Technology, CUSTECH Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not specified]
  42. Federal University Of Technology Akure, FUTA Post UTME Form: [Cut-Off Mark: 180. Closing Date: 6th October 2023]
  43. Edusoko University Edusoko University Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not stated]
  44. TANSIAN University Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  45. Ebonyi State University, EBSU Post UTME Form: [Cut-Off Mark: 140. Closing Date: 14th September 2023]
  46. Plateau State University Bokkos PLASU Post UTME Form: [Cut-Off Mark: 170. Closing Date: 14th September 2023]
  47. Babcock University Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  48. Trinity University Post UTME Form: [Cut-Off Mark: Not stated. Closing Date: Not stated. Candidates who didn’t choose the University can apply]
  49. Federal University Birnin-Kebbi, FUBK Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not Specified]
  50. University Of Mkar Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not specified]

List of Polytechnics Selling Post UTME Forms

Here’s a list of polytechnics that have released their ND full-time post-UTME forms for the 2023/2024 academic session:

  1. Anambra State Polytechnic, ANSPOLY Post UTME Form: [Cut-Off Mark: 120. Closing Date: Not specified]
  2. Yaba College of Technology, YABATECH Post UTME Form: [Cut-Off Mark: 150 (for ND) and 160 (for DEGREE). Closing Date: 20th October 2023]
  3. Ken Saro Wiwa Polytechnic, Bori KENPOLY Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: 30th November 2023]
  4. Federal Polytechnic Offa, Offa Poly Post UTME Form: [Cut-Off Mark: 140. New Closing Date: 3rd October 2023]
  5. Institute of Management and Technology, IMT Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not specified]
  6. Delta State Polytechnic, Otefe-Oghara OGHARA POLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: 30th November 2023]
  7. Federal Poly Bali Post UTME Form: [Cut-Off Mark: 110. Closing Date: Not specified]
  8. Federal Polytechnic Bida, BIDA POLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: 31st August
  9. Federal Polytechnic Bida in Affiliation with Ibrahim Badamasi Babangida University, Lapai (IBBUL), IBBUL Degree Post UTME Form: [Cut-Off Mark: 150. Closing Date: Not specified]
  10. Federal Polytechnic Ile-Oluji, FEDPOLEL Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not specified]
  11. Federal Polytechnic Ukana, UKANA POLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Stated]
  12. Bellarks Poly Kwale, BELLARKSPOLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Specified]
  13. Federal College of Fisheries and Marine Tech (FCFMT),FCFMT Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not specified]
  14. Ekiti Poly Post UTME Form: [Cut-Off Mark: 120. Closing Date: Not specified]
  15. Jigawa State Polytechnic, Jigawa Poly Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Stated]
  16. Federal Polytechnic Kaltungo, Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not specified]
  17. Federal College of Orthopaedic Technology FECOT Post UTME Form: [Cut-Off Mark: 150. Closing Date: Not Stated]
  18. Osun State Polytechnic Iree, OsPoly Iree Post UTME Form: [Cut-Off Mark: 100. New Closing Date: Not Stated]
  19. Maritime Academy of Nigeria, MAN Oron Post UTME Form: [Cut-Off Mark: 160 & 175. Closing Date: 13th October 2023]
  20. Fidei Poly Gboko Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Stated. Candidates who didn’t choose the Polytechnic can apply]
  21. Federal College of Dental Technology and Therapy, Enugu, Dental School Enugu Post UTME Form: [Cut-Off Mark: 120. Closing Date: Not Stated]
  22. Federal Polytechnic, Idah, IDAH POLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: 31st August 2023]
  23. Rufus Giwa Polytechnic, RUGIPO Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not specified]
  24. Uyo City Poly Post UTME Form: [Cut-Off Mark: Not stated. Closing Date: Not stated. Candidates who did not choose the Poly can apply]
  25. Kwara State Polytechnic, KWARA POLY Post UTME Form: [Cut-Off Mark: Not Stated. New Closing Date: 9th September 2023]
  26. Federal Polytechnic, Ede, EDE POLY Post UTME Form: [Cut-Off Mark: 120. Closing Date: Not Stated]
  27. Bayelsa State Polytechnic Aleibiri, Bayelsa State Poly Post UTME Form: [Cut-Off Mark: 110. New Closing Date: Not Specified]
  28. Captain Elechi Amadi Poly Post UTME Form: [Cut-Off Mark: Not Specified. Closing Date: 31st August 2023]
  29. The Polytechnic Ojoku Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: 31st December 2023 ]
  30. Akanu ibiam Federal Polytechnic, Uwana Poly Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not specified]
  31. Akwa Ibom State Polytechnic, AKWA POLY Post UTME Form: [Cut-Off Mark: 120. Closing Date: 25th August 2023]
  32. Auchi Poly Post UTME Form: [Cut-Off Mark: 120. Closing Date: Not Specified]
  33. Best Solution Poly, & BESTPOTECH Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  34. Ibarapa Polytechnic now Adeseun Ogundoyin Polytechnic, AOPE Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Specified]
  35. Moshood Abiola Polytechnic Abeokuta, MAPOLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: 6th Nov 2023]
  36. Federal Polytechnic Nekede, NEKEDE POLY Post UTME Form: [Cut-Off Mark: 120. Closing Date: 31st August 2023]
  37. Federal Polytechnic Ilaro, ILARO POLY Post UTME Form: [Cut-Off Mark: 150. Closing Date: Not Specified]
  38. Delta State School of Marine Technology, Burutu, DESOMATECH Post UTME Form: [Cut-Off Mark: 100. Closing Date: 31st August 2023]
  39. Kogi State Polytechnic KOGI POLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: 14th August 2023]
  40. Waziri Umaru Federal Polytechnic Brnin-Kebbi, WUFPK Post UTME Form: [Cut-Off Mark: lIKELY 100. Closing Date: Not specified]
  41. Air Force Institute of Technology, AFIT Post UTME Form: [Cut-Off Mark: 160(ND), 180(degree). Closing Date: 11th September 2023]
  42. Shehu Sule College of Nursing & Midwifery Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: 25th August 2023]
  43. The Oke Ogun Polytechnic Saki, TOPS Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Stated]
  44. Federal Polytechnic Ukana, UKANA POLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Stated]
  45. Institute of Management and Technology, IMT DEGREE Post UTME Form: [Cut-Off Mark: 160. Closing Date: Not specified]
  46. Ibadan Poly Post UTME Form: [Cut-Off Mark: 150. New Closing Date: 20th September 2023]
  47. Federal Poly Daura Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not specified]
  48. Federal Poly Ado Post UTME Form: [Cut-Off Mark: 140. Closing Date: 15th September 2023]
  49. Enugu State polytechnic EDPOLY Post UTME Form: [Cut-Off Mark: 100. Closing Date: 25th August 2023]
  50. Ipetu Ijesa College Of Technology ICOTECH Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Specified]

List of Colleges of Education Selling Post UTME Forms

Here’s a list of colleges that have released their Diploma post-UTME forms for the 2023/2024 academic session:

  1. Alvan Ikoku Federal College of Education Owerri, Alvan Post UTME Form: [Cut-Off Mark: 160 (DEGREE), 100 (NCE). Closing Date: 21st December 202]
  2. Emmanuel Alayande College of Education Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not Specified]
  3. Federal College of Education Technical Umunze, FCET Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  4. College of Education Akwanga in Affiliation with Ahmadu Bello University, Zaira (ABU)COE Akwanga Degree Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  5. ACEONDO Post UTME Form: [Cut-Off Mark: 100 (NCE), 200 (DEGREE). Closing Date: Not Specified]
  6. Federal College of Education Iwo, FCE Iwo Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not specified]
  7. Delta State College of Education, Mosogar in Affiliation with University of Benin (UNIBEN), Degree Post UTME Form: [Cut-Off Mark: 200. Closing Date: 20th December, 2023]
  8. Aminu Saleh College Of Education in Affiliation with University of Maiduguri (UNIMAID), Aminu Saleh COE Degree Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not Specified]
  9. Federal Collge of Education, Zuba FCE Zuba Post UTME Form: [Cut-Off Mark: Not specified. Closing Date: Not Stated]
  10. Delta State College of Education Mosogar in affiliation with Ignatius Ajuru University of Education Portharcourt, Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not Specifed]
  11. Delta State College of Education Mosogar in affiliation with Delta State University (DESCOEM), DESCOEM Degree Post UTME Form: [Cut-Off Mark: 150. Closing Date: 29th September 2023]
  12. Federal College of Education (Technical), Gombe, FCET (AFFL to ATBU) Gombe Degree Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not Specified]
  13. Kwara State College of Education (Affiliated to EKSU), KWCOE Degree Post UTME Form: [Cut-Off Mark: 160. Closing Date: Not Specified]
  14. Federal College of Education Zaria (Affiliated to ABU and UDUSOK), FCE Zaria Degree Post UTME Form: [Cut-Off Mark: Not specified. Closing Date: Not Specified]
  15. Federal College of Education Zaria, FCE Zaria NCE Post UTME Form: [Cut-Off Mark: Not specified. Closing Date: Not Specified]
  16. Tai Solarin College of Education (AFFL OOU) TASCE AFFL OOU Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  17. Adamu Tafawa Balewa COE Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  18. Federal College of Education Abeokuta FCE Abeokuta Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Specified]
  19. Federal College of Education Oyo FCE OYO Post UTME Form: [Cut-Off Mark: 100. New Closing Date: 13th September 2023]
  20. College of Education Ikere Ekiti, COE Ikere Post UTME Form: [Cut-Off Mark: 140. Closing Date: Not Stated]
  21. Shehu Shagari University of Education Sokoto, Post UTME Form: [Cut-Off Mark: 140. Closing Date: 16th October 2023]
  22. Kwara State College of Education Lafiagi, Kwara COE Lafiagi Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not specified]
  23. Shehu Shagari College of Education Sokoto, Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  24. College of Education Akwanga, COE Akwanga Post UTME Form: [Cut-Off Mark: 100. Closing Date: 7th September, 2023]
  25. Federal College of Education Eha-Amufu, FCE Eha-Amufu NCE Post UTME Form: [Cut-Off Mark: 160. Closing Date: Not specified]
  26. Kogi State College Of Education Ankpa (KSCOE) Affiliated with Abubakar Tafawa Balewa University (ATBU) KSCOE Degree Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Specified]
  27. Federal College of Agriculture Ibadan, FCA IBADAN Post UTME Form: [Cut-Off Mark: 120. Closing Date: Not specified]
  28. Federal College of Education (Special) Oyo in Affiliation with University of Ibadan UI FCE Oyo Degree Post UTME Form: [Cut-Off Mark: 200. New Closing Date: 24th February 2023]
  29. Mbara Ozioma College of Technology, MOCTECH Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  30. Tai Solarin College of Education TASCE Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]
  31. Federal College of Education (FCE) Obudu FCE Obudu Post UTME Form: [Cut-Off Mark: NCE: 100. DEGREE: 140 . Closing Date: Not Specified]
  32. Federal College of Education (Technical) Ekiadolor, FCET Ekiadolor Post UTME Form: [Cut-Off Mark: 100. Closing Date: Not Stated]
  33. Nwafor Orizu College of Education Nsugbe, NONCE Post UTME Form: [Cut-Off Mark: Not Stated. Closing Date: Not Specified]

When is the Closing Date/Deadline for Post UTME Registration?

The Joint Admissions and Matriculation Board (JAMB) has officially set December 5, 2023, as the closing date for the registration and screening of Post UTME for the 2023/2024 session. Please note that this date could be subject to changes, and we’ll keep you informed of any updates here. In essence, JAMB has fixed December 5, 2023, as the final date for institutions to conduct Post UTME registration and screening. If there are any changes, we’ll make sure to keep you posted.

Conclusion

Getting admitted into your desired college or university depends on how well you perform in the screening exam or aptitude test. Not all Nigerian schools conduct Post UTME aptitude tests; instead, they rely on JAMB results and O’level grades for screening. Before applying for any school’s Post UTME, it’s crucial to check the JAMB Subject Combinations and O’Level requirements in the JAMB Brochure to ensure you meet the criteria.

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JAMB CAPS: How To Check And Accept/Reject Admission

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JAMB CAPS: How to Check and Accept/Reject Admission

Welcome to today’s guide on how to check admission status and accept or reject provisional admission on JAMB CAPS. The Joint Admissions and Matriculation Board’s Central Admission Processing System, better known as JAMB CAPS is a platform created to make JAMB procedures and operations easier and more accessible to the general public. If you’re eagerly awaiting news about your admission status, or you wish to check if you’ve been offered admission, then JAMB CAPS is tool you need.

With JAMB CAPS you can not only check your admission status, but also accept or reject the admission offer. There are numerous other operations you can carry out using JAMB CAPS which you will learn in this guide. In this article, we will walk you through the simple steps of accepting or rejecting admission offers on JAMB CAPS, and other essential operations you need to know of.

What is JAMB CAPS?

JAMB CAPS, or the Joint Admission and Matriculation Board Central Admission Processing System, is a platform designed by the JAMB board to bring quality, transparency, and credibility to the JAMB admission process in Nigeria. It allows candidates to check their admission status, accept or reject offers, and monitor the progress of their admission. This innovation by JAMB simplifies admission procedures and provides candidates with a clearer understanding of the process, making it a significant step forward in education. JAMB CAPS aims to provide transparency and efficiency, ensuring a smoother experience for students aiming to gain admission into higher institutions in Nigeria.

Benefits of JAMB CAPS

JAMB CAPS comes with several advantages. It’s a forward-thinking move by JAMB to improve the credibility and quality of admission processes. Key benefits include:

  1. Making admission proceedings transparent
  2. Reducing errors linked to manual processes
  3. Granting institutions autonomy in admission decisions
  4. Simplifying the admission process by keeping applicants informed about various educational paths and course options
  5. Increasing admission possibilities while addressing the problem of multiple admissions
  6. Supplying crucial data for everyone involved in the process

How to Accept or Reject Admission on JAMB CAPS

Here’s a simplified guide on how to accept or reject admission on JAMB CAPS:

  1. Visit the JAMB E-facility portal: (https://portal.jamb.gov.ng/efacility/).
  2. Log in with your Email Address and Password.
  3. Click on ‘Check Admission Status’.
  4. Choose your examination year and enter your JAMB registration number, then click ‘Access my CAPS’.
  5. On the left panel, select ‘Admission Status’.
  6. Click ‘Search’ in front of your JAMB Registration Number to load your profile.
  7. Accept or reject your admission offer under ‘Admission Profile’.

Note:

  • If you’ve received admission, the Accept and Reject buttons will be active in red.
  • If you haven’t received admission, these buttons will be inactive and greyed out.
  • Admission Status details (highlighted in blue) may vary.
  • If not admitted yet, keep checking for updates.

How to ACCEPT/REJECT Admission on JAMB CAPS Using Mobile Phone

If you’re using a smartphone, follow the guidelines below to accept or reject admission on JAMB CAPS:

  1. Visit the JAMB E-facility portal: [https://portal.jamb.gov.ng/efacility/](https://portal.jamb.gov.ng/efacility/).
  2. Log in with your Email Address and Password.
  3. Click on ‘Check Admission Status’.
  4. Choose your examination year and enter your JAMB registration number, then click ‘Access my CAPS’.
  5. You’ll initially see a welcome message; to view the complete page, use the Chrome browser on your phone.
  6. Tap the three dots at the top right corner (⋮) and select ‘Desktop site’.
  7. Select ‘Admission Status’ on the left panel.
  8. Click ‘Search’ in front of your JAMB Registration Number to load your profile.
  9. Accept or reject your admission offer under ‘Admission Profile’.

Note:

  • Admission acceptance/rejection is free!
  • After accepting admission, candidates should print their admission letter for future clearance and registration at the admitted school.

Important Info for those who are yet to be admitted

For those still waiting for admission:

  1. Keep a close eye on your admission status through JAMB CAPS if you haven’t been admitted yet.
  2. If you used “awaiting result” during registration, make sure to upload your O’Level result on the JAMB portal. This helps your chosen institution process your admission.

Admission Status Format on JAMB CAPS

If you get admitted to the University of Benin for Mechatronic Engineering, your JAMB CAPS Admission Status will say:

“Congratulations [your name]! You’ve been offered admission for a 5-Year FIRST DEGREE Programme at the UNIVERSITY OF BENIN, BENIN CITY, EDO STATE. Course: MECHATRONIC ENGINEERING in the Faculty of ENGINEERING/TECH/ENV.”

The JAMB Admission SMS will look like:

“Dear Candidate, Congratulations! You’ve been offered admission on JAMB CAPS. Log in to JAMB e-Facility at [https://jamb.gov.ng/efacility/login](https://jamb.gov.ng/efacility/login) or download the JAMB CAPS mobile app from app stores to accept/reject this offer before it expires. JAMB. [Click here to download the mobile app](#).”

If you received this message, congratulations! You’ve been officially admitted by JAMB. Your school will admit you too if they haven’t uploaded your name to the admission list yet.

Explanation of JAMB CAPS Admission Terms

Here’s a detailed explanation of JAMB CAPS admission terms:

  1. “NOT ADMITTED” or “SORRY YOU HAVE NOT BEEN GIVEN ADMISSION”:

This is the initial message you see, indicating you haven’t been considered for provisional admission. Keep checking regularly until the admission process for 2020/2021 is complete.

  1. “ADMISSION IN PROGRESS” or “ADMISSION IS BEING PROCESSED”:

This status appears when you’re being considered for admission. If you see this, there’s a high chance you’re admitted. It rarely changes otherwise.

  1. ”CONGRATULATIONS YOU HAVE BEEN OFFERED PROVISIONAL ADMISSION”:

This follows shortly after “ADMISSION IN PROGRESS.” It means you’ve been considered for admission, and you need to “ACCEPT/REJECT.” Don’t rush; stay calm and accept to avoid accidentally rejecting the admission, as this decision is hard to reverse.

Conclusion

The JAMB CAPS system is essential tool for every prospective student. Whether it’s registering for the JAMB UTME exam, checking your JAMB result or admission status, or finally accepting or rejecting your admission offer, it’s all part of the exciting journey into higher institution. Remember to stay patient, double-check your decisions, and celebrate each step of the way. With this guide, you’re well-equipped to make informed choices as you embark on your educational pursuit. Feel free to drop a comment if you have any questions or wish to make an enquiry.

Frequently Asked Questions (FAQs)

 

JAMB CAPS stands for the Joint Admissions and Matriculation Board’s Central Admission Processing System. It’s an online portal created by JAMB to improve the admission process for tertiary institutions in Nigeria, making it more transparent, credible, and maintaining high standards.

If you haven’t received an admission offer on JAMB CAPS, it’s important to keep checking the platform regularly. Additionally, for those who registered with an “awaiting result” status, make sure to upload your O’Level result on the JAMB portal. This step helps your chosen institution process your admission smoothly.

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