Union Bank Transfer Code| How to Activate the USSD Banking Code

Union Bank Transfer Code| How to Activate the USSD Banking Code

Did you know that you can perform several banking operations without having to be present at the bank? Yes, it’s possible! All you need is an active bank account and a mobile phone. You don’t even need to have internet access to perform the banking operations. Sounds amazing, doesn’t it? What makes this possible is the Union bank transfer code.

The Union bank transfer code allows customers to perform various banking transactions with their mobile phones. This type of banking is called USSD banking. It is an easy way of banking that is available to customers whenever and wherever they are.

In this article, you will learn everything you need to know about the Union bank transfer code and how to activate the USSD banking on your mobile phone.

 

About the Union Bank *826# Transfer Code

*826# is the official Union bank USSD banking code (transfer code). This is the shortcode that can get your financial transactions done faster and smarter. With the USSD code, you can send money to other UBN accounts and other bank accounts, pay bills, buy airtime, buy data, check account balances, and many more.

The Union bank USSD code is available 24/7. This means you can perform banking transactions on weekends, public holidays, and even at midnight.

Also, you can access the USSD banking services via any of the telecommunications networks in Nigeria. This means you can access the *826# transfer code on MTN, Glo, Airtel, 9mobile, etc., provided that the number is linked to your Union bank account.

 

Features of the *826# Transfer Code

The Union bank transfer code allows you to carry out the following functions:

  1. Funds transfer to another Union bank account
  2. Funds transfer to other Bank accounts
  3. Airtime TopUp for self & others
  4. Data TopUp for self & others
  5. Check account balance
  6. Open a new account
  7. Pay bills
  8. Pay merchant
  9. The USSD banking services are available 24/7
  10. The USSD banking service is available on all telecommunication networks in Nigeria.

 

How to Activate the Union Bank *826# Transfer Code on your Mobile Phone

To be able to make use of the Union bank transfer code, you must first activate the code on your mobile phone. To do this, you must have an active Union bank account, a debit/credit card, and an active phone number. If you already have those, then follow the procedures below to activate the Union bank transfer code:

  1. Go to the call app on your mobile phone and dial *826#.
  2. Make sure you use the phone number linked to your Union bank account to dial the code.
  3. You will receive a pop-up notification requesting your Union bank account number
  4. Enter your 10-digit NUBAN account number into the space provided
  5. Now enter the last 6 digits of your Union bank debit/credit card
  6. Enter your 4-digit transfer PIN to authorize the procedure
  7. That’s it! You’ve successfully activated the Union bank transfer code on your mobile phone.

NOTE: You are not charged any service fee for activating the Union bank transfer code.

 

How to Transfer Money via the Union Bank Transfer Code

To send money from your Union bank account to another bank account, follow the procedures below:

  1. To send money to another Union bank account dial *826*1*Amount*Recipient’s Account No#
  2. For example, dial *826*1*5000*2345678901#.
  3. To send money to other Bank accounts dial *826*2*Amount*Recipient’s Account no#
  4. For example, dial *826*2*5000*8901234567#
  5. After dialing the code, enter your Union bank transfer PIN to authorize the transaction
  6. Confirm the recipient’s account details displayed on the screen
  7. The funds will be sent to the recipient immediately.

NOTE: Transfer of funds to other bank accounts will attract a service fee of N10 only.

 

How to Check Account Balance via the Union Bank Transfer Code

If you cannot recall your Union bank account number and you require it urgently, you can check it using the USSD banking code. See how to check your account balance using the transfer code below:

  1. Go to the call app on your mobile phone and dial *826*4# using the phone number linked to your Union bank account
  2. You will be required to provide your Union bank transfer PIN
  3. Enter the 4-digit transfer PIN to authorize the transaction
  4. Your account balance will be displayed on the screen.
  5. Your account balance will also be sent to you via text message.

Union Bank USSD Banking Codes 2022

Function USSD Code
Check account balance *826*4#
Airtime TopUp for yourself *826*Amount#
Airtime TopUp for others *826*Amount*Recipient’s phone No#
Data purchase *826*9#
Funds transfer to Union Bank account *826*1*Amount*Account No#
Funds transfer to other banks *826*2*Amount*Account no#
Request a debit card *826*21#
Cardless withdrawal *826*7*amount#
Request a loan *826*41#
Pay merchants *826*22*merchant code*amount#
Block and unblock debit/credit card *826*21#
Block your account from your phone number *826*6#
Block your account from other phone numbers *826*6*mobile number#

 

Final Thoughts

If you haven’t activated the Union bank transfer code on your mobile phone before reading this post, then you must be getting ready to do so now, since you have all the required information needed. The Union bank USSD banking is a safe secured way of banking and is very convenient. Dial *826# now to enjoy this amazing banking experience.

FAQs

Do I need data/internet access to use *826#?

No. The Union bank transfer code does not require data or an internet connection to function.

Why am I been charged N6.98?

This is the USSD session fee charge which is meant for your network provider for access to use the USSD code*826# for transactions.

Are there charges for airtime and data TopUp?

No. Airtime and data purchases via the USSD code are free of charge.

 

 

About Christopher Ezeadichie 3485 Articles
Ezeadichie Onyeka Michael is the Co-Founder of Haelsoft, a Professional Services Company in Nigeria that provides Information and Technology Services for small and big size companies in Nigeria(Africa). He is an Entrepreneur and Venture Capitalist with Expertise in Web Technology and Digital Marketing. He has developed & Implemented Digital Marketing Strategies(Campaigns) for top brands across sectors in Finance, Telecommunication, Ecommerce who operate in the African market. His professional experience includes key roles at Google Business Group(Nigeria), Google Women on the Web (Nigeria), Edubridge Consultant and Wild Fusion where he has trained over 500 Entrepreneurs on how to use various Web Technology products to succeed online. Customer centricity, User Experience, Conversion optimization are 3 pronged framework he applies around the often-frenetic world of web analytics to ensure that clients stay competitive in the market. He believes that investing in talent is the key to long term success for brands across Nigeria (Africa).

Be the first to comment

Leave a Reply