BANKING

Treasury Solutions and How to Improve your Earnings

Published

1 year ago

Treasury Solutions and How to Improve your Earnings

The needs of clients seeking financial and treasury solutions continue to evolve and this is what drives the offerings by treasury management firms in the treasury industry such as Kandon.com. Liquidity management is better done with teams of treasury specialists dedicated to the delivery of solutions on liquidity management, that help businesses regardless of their size or where they are located to scale and this is what Kandon offers to its clients.

What is Treasury?

Treasury is a type of fund that allows you to earn an exciting rate at kando.com, while your funds and earnings are invested in plans of your choice. You can keep earning from it until the term ends or withdraw earlier if you want to use the money for other purposes. Treasuries have a fixed return rate, which means that no matter what happens with interest rates or inflation, you will always receive a fixed amount of profit per year. In addition to this steady stream of income, Treasuries can also provide you with high returns if there is an increase in interest rates or inflation during your investment period.

What are Treasury Solutions?

Treasury solutions are a way to earn money by investing in the stock market. They allow you to invest in the stock market without having to do it yourself but have professionals such as Kandon do the whole work of scouring the markets for you. Treasury solutions are one of the best ways of making money on kando.com. They’re an easy way for you to make more money, and you don’t have to do anything except sign up for them and provide your investment capital.

Treasury Solutions and How to Improve your Earnings

Cash and Treasury Management Tools

There are several types of tools that help in the management of treasury as used on kandon.com. The top treasury management tools to improve your earnings include:

Liquidity Manager
Foreign Exchange and Interest Rates
Cloud Computing

Liquidity Manager

The liquidity manager is a tool used to manage cash and cash equivalents, short-term investments, and short-term liabilities. It provides an easy way to achieve the following goals:

Achieve a target balance of ready cash by adjusting the amount available for purchasing securities on margin or in your trading account at any time
Increase or decrease your holding period for investments purchased with borrowed funds (margin)

Foreign Exchange and Interest Rates

The Forex market serves as the largest market, with the most liquidity globally. It allows you to trade currencies and exchange rates between countries. Interest rates are a key driver of most financial markets including stock markets and bond markets. Interest rates can be used by governments, corporations and individuals to manage cash and treasury management.

Cloud Computing

Cloud computing provides access and delivery of computing services via the internet. It is a model for enabling ubiquitous, on-demand access to shared pools of configurable computing resources (e.g., networks, servers, storage, applications and services) that can be rapidly configured and operated with very minimal management effort or service provider interaction. Cloud computing ensures the seamless operations of cash and treasury management databases, transactions and databases.

Cloud Computing also enables the sharing of resources by all participants in the Financial markets and Industry in real-time. Cloud providers make these resources available to customers using web-based tools over a network such as the Internet by means of cloud APIs (application programming interfaces), which are used to build software against cloud infrastructure.

Treasury Management Services

There are several treasury management services available in the industry as offered by kando.com, some of them include:

Asset Liability Management
Trading And Hedging
Portfolio Management
Treasury Management Services

Asset Liability Management

Asset liability management is the process of managing an individual or company’s assets and liabilities. A company will have both, which means it has assets that are generating income for the organisation, as well as debts or payments that need to be made in the future. The asset liability management process involves analysing these two elements, understanding how they affect each other, and determining how best to manage them within your business model. It is important not only because it allows companies and individuals to plan better for their futures but also because failing at this task can lead directly to bankruptcy or other serious financial issues. Kandon is here to help you avert such occurrences with sound asset management.

Trading And Hedging

Hedging is a risk management strategy that involves taking a position in one financial instrument (the hedging instrument) to offset the effects of a second instrument whose price movement is expected to be opposite to that of the hedging instrument. The goal of hedging is to reduce or eliminate the risk of adverse price movements by offsetting them with transactions in instruments that react in an opposite direction.

Portfolio Management

Portfolio Management is a function of risk management, liquidity management, profitability management, efficiency management and effectiveness. A flexible portfolio that’s carefully managed to include the right mix of assets can help you meet your organisation or individual investment goals while keeping costs low. This is a service that is offered by top portfolio managers such as Kandon.

To manage portfolios effectively, it’s important to understand how different investments behave under various conditions and how they relate to one another. You also need good tools for analysing data on past performance as well as forward-looking forecasts of expected returns and risks.

Treasury Management Services

Treasury management services are part of the overall financial management process. It includes managing liquidity, working capital and cash flow, securing funds and maintaining sufficient capital to provide adequate protection to your business. Kandon helps you to manage your cash through treasury management operations so that you can achieve the best possible results while minimizing risk.

Conclusion

The treasury solutions are a great way to improve your earnings on kando.com. We hope that you have found this article helpful and we are looking forward to having you take advantage of the treasury solutions offerings.

More from my site

BANKING

Afreximbank Acts as Joint Lead Manager on Ecobank Transnational Incorporated’s USD 400mn Senior Unsecured Note Issuance

Published

2 months ago

Christopher

The proceeds of the note will fund general corporate purposes of the issuer, including refinancing of a USD350 million senior bridge-to-bond loan facility that was jointly coordinated by Afreximbank in March 2024.

African Export-Import Bank (“Afreximbank”) (www.Afreximbank.com) is pleased to announce that it has successfully acted as Joint Lead Manager and Bookrunner on a USD 400 million 10.125% Rule 144a/RegS senior unsecured note issuance by Ecobank Transnational Incorporated (“ETI”) due in October 2029.

The note issuance achieved peak orderbook oversubscription of 2.1x, backed by more than 70 high-quality and diverse investors comprising development finance institutions, asset managers, commercial banks and insurance companies from Africa, the UK, USA, Europe and the Middle East.

Professor Benedict Oramah, President and Chairman of the Board of Directors of Afreximbank, commenting on the transaction, said: “We are pleased to have supported Ecobank Transnational Incorporated (“ETI”) in placing the first public Eurobond issuance by any Sub-Saharan African financial institution since 2021, following our bridge financing support earlier in the year. This transaction underscores Afreximbank’s capacity and readiness to structure innovative market access solutions for our pan-African banking partners.”

Afreximbank’s Advisory and Capital Markets (ACMA) department acted as Joint Lead Manager and Bookrunner on the issuance, working alongside international and African partners.

Distributed by APO Group on behalf of Afreximbank.

BANKING

International Islamic Trade Finance Corporation (ITFC) and the Central Bank of Nigeria Successfully

Published

2 months ago

Christopher

International Islamic Trade Finance Corporation (ITFC) and the Central Bank of Nigeria Successfully

These workshops form part of ITFC’s Integrated Trade Solutions (ITS) framework, aligning with the organization’s goal of providing holistic trade financing interventions in OIC member countries.

The International Islamic Trade Finance Corporation (ITFC) (www.ITFC-idb.org), a member of the Islamic Development Bank (IsDB) Group, in partnership with the Central Bank of Nigeria (CBN), successfully concluded a workshop on Non-Interest Banking and Trade Finance in Nigeria. Held from 17th to 19th September 2024 in Abuja, the sessions aimed to enhance capacity and knowledge in Islamic banking principles, trade finance products and services, and how different financial toolkits are applied in Islamic finance from operational and business perspectives.

International Islamic Trade Finance Corporation (ITFC) and the Central Bank of Nigeria Successfully

Nigeria’s Islamic finance industry, valued at US$3.8 billion, is one of the major Shariah compliant industries in Africa. Despite some challenges such as low public awareness and a smaller capital base compared to conventional banks, Islamic finance has been substantially contributing to reduce financial exclusion and improve access to affordable finance in the country. The three-day workshop was designed to bridge prevailing knowledge gaps focusing on key areas such as Sukuk issuance and main non-interest banking products basics.

Delivered under ITFC’s Integrated Trade Solutions framework, the workshop equipped professionals with the skills to promote Islamic finance in Nigeria while also highlighting ITFC’s wide range of trade financing services.

Participants reported a significant boost in understanding Islamic banking and trade finance, and the workshop showcased ITFC’s contributions to economic development through sustainable financial solutions.

Eng. Nasser Al Thakair, ITFC, remarked: “ITFC is committed to supporting Nigeria’s efforts in Islamic finance, tailoring this workshop to address the unique challenges faced. We will continue to provide the expertise and financial backing needed to grow Islamic finance in Nigeria and beyond.”

Over 30 professionals from the Central Bank of Nigeria, non-interest banks, and other financial institutions attended, further advancing Islamic finance in the country.

As Nigeria positions itself as a leading market for Islamic finance in Africa, ITFC remains dedicated to advancing trade finance and supporting the growth of the sector for long-term economic impact.

Distributed by APO Group on behalf of International Islamic Trade Finance Corporation (ITFC).

About the International Islamic Trade and Finance Corporation (ITFC):

The International Islamic Trade Finance Corporation (ITFC) is a member of the Islamic Development Bank (IsDB) Group. It was established with the primary objective of advancing trade among OIC member countries, which would ultimately contribute to the overarching goal of improving the socioeconomic conditions of the people across the world. Commencing operations in January 2008, ITFC has provided over US$75 billion of financing to OIC member countries, making it the leading provider of trade solutions for these member countries’ needs. With a mission to become a catalyst for trade development for OIC member countries and beyond, the Corporation helps entities in member countries gain better access to trade finance and provides them with the necessary trade-related capacity-building tools, which would enable them to successfully compete in the global market.

FINTECH

Kazang Pay launches card acquiring service in Zambia

Published

2 months ago

Christopher

Kazang (www.Kazang.com), the prepaid value-added services (VAS) and card acquiring business within JSE-listed fintech Lesaka Technologies, has launched its Kazang Pay card acceptance solution for merchants in Zambia. Kazang Pay makes it affordable for merchants to accept card payments on the same Kazang terminal they use to sell prepaid products and services.

Kazang Pay launches card acquiring service in Zambia

The Kazang Pay enabled terminal in Zambia accepts VISA debit and credit cards as well as mobile wallet payments. Payments are settled to the merchant’s Kazang wallet on the same day. It’s as easy as letting the customer tap or insert their bank card and enter their PIN on the secure scramble PIN pad.

Kazang operates around 12,000 VAS terminals in Zambia. The goal is to enable the majority to accept card payments over the next six months. Benefits to merchants include low transaction fees and no monthly terminal rental fee for those that meet a modest monthly transaction threshold as well as the opportunity to grow their business through card acceptance.

Kazang is Zambia’s largest VAS point-of-sale terminal provider, enabling mobile money payments, bank and mobile money cash in and out, bill payments, airtime, Zesco, and many other prepaid services on one platform. The addition of card acceptance makes the platform even more comprehensive for merchants and consumers alike.

The launch of Kazang Pay in Zambia follows the introduction of the solution in South Africa, where around 60,000 small and micro merchants use Kazang Pay to accept card payments. In Zambia, there are around 3.8 million debit, credit and ATM cards in issue and 41,000 point of sale (POS) terminals in place. The value of POS transactions has grown to K 111.4 billion by 2022 from less than K 20 billion in 2018, according to the Bank of Zambia.

Says Leon de Wit, managing director at Kazang Zambia: “Zambia has made enormous strides in terms of financial inclusion, with card usage and penetration growing at a rapid pace. With Kazang Pay, merchants can now easily accept card payments on the same all-in-one terminal they already use for vending of VAS products.

“Card transactions help merchants to grow basket sizes and potentially attract more customers, and at the same time, reduce the risks and costs of handling cash. Moving towards digitalised payments will also enable merchants to track sales, manage cash flow, and create a footprint that could make it easier for them to access loans.”

Ashley Naidoo, director of Kazang Pay in South Africa says: “Our Zambian merchants have eagerly embraced our card acquiring service as a valuable part of our one-stop solution. Following the launch of Kazang Pay in Zambia, we have seen higher VAS sales across our merchant base and much-improved merchant retention and with our card acquiring solution we now appeal to a broader merchant base.”

Distributed by APO Group on behalf of Kazang.

ABOUT KAZANG:
Kazang (www.Kazang.com) is a leading provider of cash and digital solutions to merchants in Southern Africa’s informal economies. Our fintech solutions include a diverse range of value-added services (VAS), card acquiring, secure cash vaults and supplier payments platforms. Operating with a network of approximately 90,000 active devices, we process approximately 2.2 million transactions daily in markets such as South Africa, Namibia, Botswana, and Zambia.

We are dedicated to helping small and medium merchants grow and succeed, through increasing their sales, making their businesses more efficient and reducing their risks with its holistic portfolio of products and services. Kazang is a member of Lesaka Technologies (https://LesakaTech.com).

ABOUT LESAKA TECHNOLOGIES, INC:
The Connect Group and Kazang was acquired by Lesaka Technologies, Inc. in April 2022. Lesaka Technologies, (Lesaka™) is a South African Fintech company that utilizes its proprietary banking and payment technologies to deliver superior financial services solutions to merchants (B2B) and consumers (B2C) in Southern Africa. Lesaka’s mission is to drive true financial inclusion for both merchant and consumer markets through offering affordable financial services to previously underserved sectors of the economy. Lesaka offers cash management solutions, growth capital, card acquiring, bill payment technologies and value-added services to retail merchants as well as banking, lending, and insurance solutions to consumers across Southern Africa.

Lesaka has a primary listing on NASDAQ (NasdaqGS: LSAK) and a secondary listing on the Johannesburg Stock Exchange (JSE: LSK). Visit www.LesakaTech.com for additional information about Lesaka Technologies (Lesaka ™). $LSK / $LSAK