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Are you planning to survive on your 9-5 salary?

Maybe that would have worked back in the day, but not this present economy! E too choke!!!

Ideally, one would think they do not need to get an extra job once they’ve secured a role within the corporate world. However, we’ve seen that it hasn’t been playing out favorably as the bills keep increasing, and it seems the money is never enough.

People keep complaining that their salary finishes the same day it enters, and it seems they are working to pay bills. But, sadly, they do not have sufficient money to cover some of their wants.

We’ve thought hard about how to help people in this situation, but we also agree that no one controls the economy. Therefore, the next best option was to look for a way to make extra income that would help subside their expenses. It is where the need for having a side hustle comes to play.

Many people in present society are not solely dependent on their salaries as they also tend to engage in various side hustles. However, we are not here to pick a side hustle for you, as it depends on what you can do.


But if you have had cold feet about engaging in a side hustle, read on and see why you need to begin immediately!


Why you need a side hustle


You might think that you do not need a side hustle. But remember that ‘sapa’ is no one’s mate!


So, some reasons why you need a side hustle are:


  • It helps to build your portfolio: Irrespective of your skill or what you’ve chosen to do as your side hustle, you would need a portfolio. It allows people to see your past works and proves your competency.

When we have conversations about building a portfolio with some people, they argue that they do not need it in their field. Unfortunately, some think having a portfolio is limited to writers and designers. However, it is best to remember that everyone needs a portfolio.

For example, let’s say you’re good at furniture making. However, you’ve not decided to engage that skills as your side hustle, and you’re still sticking with your 9-5. So how can you convince people that you know how to make furniture?

When you turn your skills into a side hustle, you can build your portfolio and show people what you can do. Soon, your portfolio would travel far and wide more than you have, and you’d see more people learn about your work. The more your reach increases, the more customers you’re likely to get.

So, if you’ve been hiding your skills, you should turn them into a side hustle today!


  • Creates a sense of financial stability: What do you imagine when anyone says you should get a side hustle? Of course, money is one of the first things to come to your mind. After all, having a side hustle means you’re not solely dependent on one source of income, and you can be sure that ‘sapa’ would not knock you down.

A certain sense of satisfaction comes with having a side hustle, especially when you know that you’ll not always be entirely broke. Yes, the economy might not be favorable, but your side hustle keeps you going.

Everyone craves and desires to have a sense of financial stability. Yes, no one likes to be like it is the end of the world because of monetary problems. But, if you’ve been experiencing difficulty sleeping because of thoughts of how to increase your finances, there is no reason why you shouldn’t have a side hustle. Or do you enjoy your lack of sleep?

The sense of security you’ll get from having a side hustle comforts you, helps you to reduce stress, and allows you to sleep better at night.

Keep in mind that you do not need to have overly unique skills before you can begin a side hustle!


  • It gives you more creative freedom: Let us remind you that creativity isn’t limited to a particular career or industry. We’ve seen some people argue that only writers and designers need creativity to carry out their roles, but that is false. Irrespective of your career, skill, or side hustle, you’ll need to have your creative juices flowing.

How do you feel when you have to work the same way every time? Of course, we know that it gets boring and you’d eventually get tired. But, then, things begin to move in a robotic nature, and you wish things were different. Sadly, most people experience it in the corporate sector, as there are rules and regulations for them to follow.

However, operating a side hustle does not have to get boring. After all, you are in charge, and you’re free to experiment and always do things differently. You’ll learn something new from the experience even if you fail with a method.

We love that people with side hustles say they do not feel caged or in a box. Instead, they can do things in ways that might not have happened in a 9-5.

  • Paves the way for a new career path: Sometimes, people do not know how good they are at something until they give it a shot. We’ve seen people who resigned from their corporate jobs to entirely focus on their side hustles as they decided it would be a better career path.

Some weeks ago, we spoke with a lawyer who has abandoned the industry and is now a full-time chef. His story began at school when he took his cooking hobby and turned it into a side hustle. He was always cooking for those who felt lazy to cook on campus, and he got paid for it. Soon, his business began to grow, and it continued even when he graduated from school.

Some years later, he saw that he would prefer a career as a chef rather than a lawyer. So, he dumped his wig and wore his cooking apron entirely.

Asides from this guy, there are similar stories of other people who eventually decided to take on careers from their side hustles. It is why we encourage people always to explore their skills and give them a try. You never know; it may be how you will eventually blow.  


  • It makes you happy: We are sure you must have heard many people praise how pursuing your passion makes you happier. Now, you may sometimes think they are exaggerating and wish they would stop talking once they begin. However, you cannot understand the joy they feel until you experience it yourself.

A side hustle makes you happy as you are doing something you love. We know that one would want to avoid combining a 9-5 with a side hustle they do not enjoy doing. After all, if you have to stress yourself and take on another job, it should be something you like.

Many people see their side hustle as a form of therapy. You’d see that they look forward to the close of their 9-5, eagerly anticipating when they can go back to their side hustles. So, wouldn’t you want to do something that makes you happy?

We are not saying that you should quit your regular job. However, it helps to have something else you can do on the side that makes you happy. We are sure that you will not regret the decision.


  • It lets you learn new skills: It’s almost the end of the year. What new skill have you gotten from your 9-5 this year? We can tell you are squeezing your face as you try to think if you’ve learned anything new this year. However, we know we would get an opposite reaction if we throw this question to an entrepreneur or someone with a side hustle.

It is impossible to have a side hustle and not learn something new every time, except you’re not poised for growth. When you have a side hustle, you’re looking at growing it to increase your revenue. Therefore, you are on the lookout for more things you can learn to help your business do better.

For example, you are into furniture making. However, you can acquire customer service skills through this side hustle. After all, every business needs customers, and you are poised to gain customers and retain them. Therefore, you’ll be looking at improving your people and communication skills.

We have also seen someone who took writing as a side hustle. From being a writer, she learned social media management and graphic design.

Having a side hustle helps people learn new skills that would be helpful to them in all aspects of life.


  • Helps to improve your saving culture: The topic of having a savings culture is dicey in present society. However, one of our core values at Mintyn Bank is to help people develop and improve their savings culture.

When you try to engage some people in the discussion of having a savings culture, they either laugh or get angry. But they all complain and ask how it is possible to have a savings culture with such a high economy. These people say they can barely survive with their salary, talkless of savings. They say it is practically impossible to save money in present society.

We’ve seen that most people with this argument have only one source of economy. So, yes, we understand how difficult it might get for them to save. However, saving would be more effortless when they have a side hustle.

With a side hustle, you’re getting an extra source of income. Therefore, you can take a little percentage out of it and decide to save. But, of course, the importance of having a savings culture cannot be overstated.

So if you have a side hustle and you’ve not been saving, you need to develop that culture and improve your saving habit.


  • Gives you a confidence boost: Did you know that you’d become more confident when you have a side hustle?

Depending on your 9-5 can be limiting as you believe you cannot improve your skills. The feedback you get about your skills is limited to only your office space, and you begin to think that you cannot do more. However, when you take the bull by the horn and get a side hustle, you’ll be in awe of what you can do.

We mentioned a lady who began a side hustle as a writer and gained skills in social media management and graphic design. She wouldn’t have believed it if someone had told her that such would happen before she began her side hustle. But now, she has many skills that help her have more income streams.

She is now so confident in herself and believes that there is nothing she cannot achieve if she puts her mind to it.

Yes, you may start on a small scale when you begin your side hustle. But all you need is consistency, and the results will eventually start to pay off.

We can assure you that you’ll not regret the decision you made.



You, yes you! You can have a side hustle too! Think of what you can do to bring in more money, and give it your best shot. Stop limiting yourself!


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Enlumi launches Next-Gen business management platform – Lumi Business to help businesses streamline key operations



Enlumi launches Next-Gen business management platform – Lumi Business to help businesses streamline key operations

Enlumi launches Next-Gen business management platform – Lumi Business to help businesses streamline key operations

Enlumi, headquartered in Lagos has announced the launch of its B2B product—Lumi Business. The platform offers a comprehensive array of solutions, including but not limited to Point of Sale, Inventory Management, Accounting, Expense Management, Loyalty Management and analytics.

Enlumi launches Next-Gen business management platform – Lumi Business to help businesses streamline key operations

As a retail business in Nigeria it’s long been believed that having a modern payment collection device is enough to run the business and the rest is left to chance, instinct, or clunky, outdated softwares and tools. However, to thrive in the market, businesses need much more. Business owners frequently struggle with inventory-related challenges such as surplus, slow-moving stock, expired items, stockouts of high-demand products, and employee theft, all of which can result in revenue loss or tied-up business capital.

Lumi Business is tailored to tackle the inventory requirements of businesses, irrespective of their size, stock quantity, or staff strength. It efficiently simplifies sales tracking, expenses, and facilitates the management of customers, products, services, raw materials, ingredients, and recipes. By leveraging the Lumi Business platform, business owners gain access to data-driven insights that inform decision-making, thereby enhancing sales and maximizing overall business profitability.

Wait there’s more! Lumi Business has a cloud-based multi-store management system, which enables business owners to exert full control over their operations from any location worldwide, using any device. Its storefront feature allows business owners to start up virtual stores and sell online. This capability allows them to monitor stock movements effectively and mitigate issues such as employee theft, lost products, and wastage.

Over 300 SMEs in Nigeria trust Lumi Business to manage their day to day operations, particularly due to its robust features and user-friendly interface. The company looks forward to growing its reach and capabilities as it actively pursues partnerships with other platforms serving SMEs.

Speaking on the launch, Wale Adeniji, Enlumi Data’s CEO said “We firmly disagree with the notion that Nigerian business owners aren’t ready for more than basic payment collection tools.

We’ve seen that businesses in Nigeria are ready for more advanced solutions, they just need to be delivered the right way. We’re focused on building a business management solution that Nigerian businesses are crying out for, addressing a myriad of pain points all at once”. Click here to learn more about Lumi Business or visit

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Rhebuch: Best Place To Buy Quality And Affordable Security Surveillance Cameras In Nigeria



Best Place To Buy Quality And Affordable Security Surveillance Cameras In Nigeria

Rhebuch: Best Place To Buy Quality And Affordable Security Surveillance Cameras In Nigeria


The world is already going digital with the spate of innovations that are constantly released to drive convenience and comfort. It often comes with the sense that technology is the present scope shaping the future. There are many tech products in homes, offices, and other places today, with respective designs to serve relative purposes for human causes. This is because of how effective and efficient they are in making life easy for us as a people.

Best Place To Buy Quality And Affordable Security Surveillance Cameras In Nigeria

Meanwhile, it is common knowledge that security is a serious business – concerning the safety of lives and property. As such, adopting technology takes cognizance of this through developing tools or gadgets capable of improving security across space and time. One such piece of equipment is the security surveillance cameras- designed to give real-time information about happenings around the vicinity of the installation. Although these have been around for quite some time, their relevance to enhancing security and safety has not waned, especially as they continue to improve.


Nigerians are not new to using security surveillance cameras, as you can find them at homes, offices, shopping centers, religious centers, banks, estates, streets, etc. But while some people believe the cost of acquiring these gadgets is expensive, others are skeptical of their effectiveness – both untrue. Rhebuch is changing this age-long narrative by providing quality and affordable security surveillance cameras to Nigerians.


What Is Rhebuch?


Rhebuch is a technological company that is a multi-brand distributor of smart homes, video surveillance, fire alarms, access control, smart lighting systems, and many more. Therefore, it is your one-stop shop to buy all automation systems for your home or office. This company is reputed for providing the latest global standard equipment to foster the safety and security of lives and property in Nigeria.


There are CCTV cameras of different brands on Rhebuch – some of which include DAHUA 4HDD EPoE, DAHUA 24-port Unmanaged PoE switch, DAHUA 8MP IR fixed-focal dome network camera, Hikvision fixed dome network camera, DAHUA unmanaged desktop switch, etc.


Therefore, Rhebuch is the leading place to buy your security surveillance cameras, as there are many benefits from shopping on this platform.


Benefits Of Shopping For Security Surveillance Cameras On Rhebuch


1. Affordable And Quality Cameras


Rhebuch operates in sync with its mission of providing its customers with the best and latest gadgets in the marketplace – which it still upholds. As such, this platform is where affordability and quality melt, such that you purchase original security surveillance cameras at the best prices that are relatively lower than its competitors.


For instance, you can buy a DAHUA fixed focal dome network camera for as low as N75,000, cheaper than other marketplaces selling the camera. Therefore, you are saving more when you buy on Rhebuch.


2. Multiple Camera Options


Rhebuch provides a wide range of options when buying your security surveillance cameras. This is because they vary in type, purpose, and price, making the platform a store for every budget. This aims to change the misconception that these cameras are expensive or ineffective. You can find your preferred security camera with a particular focal dimension and coverage on Rhebuch without buying whatever is available.


3. Fast And Free Delivery


You are eligible for fast and free delivery when you purchase security surveillance cameras and other systems on Rhebuch. This is to make the logistics of your purchased products seamless through its unique way of proving that the company is highly customer-centric. Therefore, your cameras will be delivered to the platform within 24 hours of purchase.


4. Fast Returns


Rhebuch allows its customers to return their purchased products if they are no longer interested or unsatisfied. Irrespective of the reason, if it is valid, there is a window for you to return your camera for another. You can complete the return process on the platform within 24 hours.


5. Discount Offers


You can get the best deals for purchasing security surveillance cameras on Rhebuch. This is always available during special sales seasons, where you will have price slashes for your sales. It can go as high as a 30% discount on the platform. That is why it is important to always keep up with the sales and deals on the platform so as not to miss out.




You can get quality security cameras in your home or office at the best prices on Rhebuch, as it boasts a large customer base that trusts the platform for security and safety automation needs. So you can buy all your security gadgets on Rhebuch to give you the sense of safety you desire.


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Financial Analysis: A Comprehensive Study of The Well-Being of A Country 




Financial Analysis: A Comprehensive Study of The Well-Being of A Country

Understanding the financial stability of a country requires a thorough understanding of financial analysis. In order to offer insights into the overall financial stability and overall wellness of the country, it entails evaluating a range of economic indicators, financial performance, and market movements.

In this article, we will delve into the fundamentals and importance of financial analysis in evaluating a country’s economic situation.


Ancient Beginnings:

The roots of financial analysis can be traced back thousands of years. The ancient Mesopotamians, Egyptians, and Greeks were among the pioneers of documenting financial transactions, creating basic records of assets and liabilities. These early attempts laid the groundwork for the concept of financial analysis through the study of financial statements and ledgers.

Medieval Europe:

During the Middle Ages, Europe witnessed the rise of merchant guilds and the emergence of double-entry bookkeeping. Italian mathematician and Franciscan friar, Luca Pacioli, is often credited with formalizing double-entry bookkeeping, publishing his seminal work “Summa de arithmetica, geometria, proportioni et proportionalita” in 1494. The concept of balancing debits and credits within financial records formed the basis for modern financial analysis techniques.

Industrial Revolution:

The Industrial Revolution in the 18th and 19th centuries revolutionized business and the need for financial analysis grew rapidly. As companies expanded and diversified, investors began demanding more comprehensive financial reports to assess the potential risks and returns of their investments. The birth of limited liability companies further accelerated the need for financial analysis, as shareholders sought transparency in the performance of their investments.

Modern Era:

The 20th century witnessed significant advancements in financial analysis techniques. The advent of electronic computing in the mid-1900s enabled the processing and analysis of vast amounts of financial data, leading to the development of sophisticated financial models and ratios.

The Great Depression of the 1930s laid the groundwork for modern financial analysis as regulators sought effective ways to prevent future economic crises. The establishment of the U.S. Securities and Exchange Commission (SEC) in 1934 brought about standardized reporting requirements, including the filing of audited financial statements. This increased transparency and standardized financial reporting provided analysts with a more accurate and consistent basis for their analysis.

The Rise of Quantitative Analysis:

In the latter half of the 20th century, the growth of computing power and the availability of large data sets propelled financial analysis into new territory. Quantitative analysis, utilizing statistical models and mathematical algorithms, started gaining prominence. Financial analysts began incorporating complex mathematical methods to assess investment opportunities, risk management, and portfolio optimization.

Modern Financial Tools:

With the advent of the internet and the digital age, financial analysis has become even more accessible and data-driven. Sophisticated software programs, data analytics tools, and artificial intelligence have revolutionized the way financial data is analyzed and interpreted. In recent years, technologies like machine learning have been leveraged to develop predictive models that can assess future trends and make accurate financial forecasts.


Financial analysis is the process of evaluating businesses, projects, budgets, and other finance-related transactions to determine their performance and suitability. Typically, financial analysis is used to analyze whether an entity is stable, solvent, liquid, or profitable enough to warrant a monetary investment.

Financial analysis is a fundamental tool that allows organizations and individuals to assess the past, present, and future financial health of a business or investment. Through a systematic examination and interpretation of financial statements, ratios, and other key indicators, financial analysis helps in making informed decisions, optimizing resources, and improving overall financial performance. In this article, we will delve into the meaning of financial analysis, its prominent components, and its significance across various sectors.

Financial analysis involves scrutinizing financial data to evaluate the performance and profitability of an entity. It assists in quantifying the effectiveness of financial decisions, identifying trends, predicting future outcomes, and benchmarking against industry standards. By analyzing financial statements, investors, analysts, and other stakeholders gain valuable insights into the financial position, liquidity, solvency, and operational efficiency of an organization.


  1. Gross Domestic Product (GDP): GDP is a primary indicator used to gauge the economic performance of a nation. Financial analysts analyze GDP growth rates and its components, such as consumer spending, government expenditure, investments, and net exports. This analysis helps in determining the overall strength of the economy and identifying areas of potential growth.
  2. Trade and Balance of Payments: Trade analysis focuses on a country’s imports, exports, and balance of payments. Evaluating trade patterns helps identify sectors driving the country’s economic growth, trade imbalances, and potential risks to the economy from external factors such as changes in global demand or disruptions in supply chains.
  3. Inflation and Interest Rates: Analyzing inflation rates and interest rates provides insights into the stability of a country’s economy. High inflation erodes purchasing power, while high-interest rates can impact borrowing costs, affect consumer spending, and investment behavior. Financial analysts assess the impact of inflation and interest rates on an economy’s overall competitiveness and economic growth potential.
  4. Government Debt and Fiscal Policy: Analyzing a country’s government debt levels and fiscal policy is crucial in understanding its financial sustainability. A high level of government debt may lead to increased borrowing costs, reduced investor confidence, and potential risks to economic stability. Evaluating fiscal policies helps determine whether a country is managing its finances effectively and implementing sustainable economic growth strategies.
  5. Stock Market Performance: The stock market reflects investor sentiment and provides valuable insights into a country’s economic outlook. Analysts evaluate key stock market indices, such as the country’s primary exchange, sector-specific indices, and market capitalization trends. Monitoring stock market performance allows for an understanding of investor confidence, economic growth expectations, and potential risks to the financial system.
  6. Banking Sector and Financial Institutions: A robust banking sector is essential for economic stability. Financial analysts assess the health of the banking system by evaluating indicators such as non-performing loans, capital adequacy ratios, and the overall stability and soundness of financial institutions. Understanding the well-being of financial institutions helps gauge the potential risks to the overall economy, including credit availability, liquidity, and financial contagion.
  7. Regulatory Environment and Governance: The regulatory environment and governance play a critical role in attracting investment and fostering economic growth. Financial analysts assess the effectiveness of regulatory frameworks, transparency in financial transactions, and the overall credibility and efficiency of institutions responsible for enforcing regulations. Evaluating the regulatory environment aids in understanding potential risks and opportunities for sustainable economic development.


Financial analysis plays a vital role across various sectors, serving the following purposes:

  1. Evaluating Financial Performance: By conducting a comprehensive financial analysis, companies can assess their performance, profitability, and financial stability. This, in turn, helps in identifying areas for improvement, developing strategic plans, and making sound financial decisions.
  2. Assessing Investment Viability: Investors rely on financial analysis to evaluate the profitability and risks associated with potential investments. Through detailed scrutiny of financial data, investors can determine the financial health and growth prospects of a company, aiding in making informed investment decisions.
  3. Facilitating Lending Decisions: Financial institutions utilize financial analysis to assess the creditworthiness of loan applicants. By analyzing financial statements, evaluating ratios, and assessing the risk profile, lenders can ascertain the borrower’s ability to repay loans and make sound lending decisions.
  4. Supporting Strategic Decision-Making: Financial analysis aids in strategic decision-making, such as expansion, diversification, or mergers and acquisitions. Understanding a company’s financial position and performance provides a foundation for evaluating the feasibility and potential outcomes of such decisions.


Conducting a comprehensive financial analysis provides valuable insights into the economic landscape of a country. By evaluating indicators such as GDP, trade patterns, inflation rates, government debt, stock market performance, banking sector health, and regulatory environment, financial analysts can gauge the overall financial health, identify potential risks, and recommend strategies for sustainable economic growth. Accurate and timely financial analysis acts as a compass, guiding policymakers, investors, and businesses to make informed decisions and contribute to the overall prosperity of the nation.

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