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3 Reasons why you’re Procrastinating and How to Deal with It



3 Reasons why you’re Procrastinating and How to Deal with It

3 Reasons why you’re Procrastinating and How to Deal with It

3 Reasons why you’re Procrastinating and How to Deal with It. We’re all familiar with the term procrastination and we’re all guilty of doing it at least once. It could be sending that email “later”. Doing that assignment “tomorrow”. Or simply “not having time” to get things done when they are due.

In simple terms, procrastination is the act of delaying a task until the last minute or past the deadline. The issue with procrastination is that it is voluntary.

Usually, the reasons we come up with for not handling the tasks earlier are things that could be dealt with easily.

This brings us to the second part of procrastination, which is unnecessary. The damage it causes can be avoided, and we don’t have to go through it.

In the next section, we’d be looking at common reasons why we procrastinate.

What Causes Procrastination

There is a common misconception that people who procrastinate are lazy. In reality, people who procrastinate are often swamped with work. Procrastination sets in once the workload becomes overwhelming.

Negative Emotions

The first reason for procrastinating is that we associate negative emotions with the task at hand. It could be that we find it boring, complex, or stressful.

From a student’s point of view, you may be putting off an assignment because you already perceive it as difficult. It would take hours of research, or you would have to ask for help and you’d rather not.

Naturally, we avoid unpleasant emotions, so it makes sense that we would avoid the task that would cause these emotions in us.

3 Reasons why you’re Procrastinating and How to Deal with It

Another reason this is a problem is stress causes the rational part of the brain to shut down. Rather, the part of the brain that manages our response to fear begins to perceive the task as a threat.

Instant Gratification

Contrary to what others may think, people who procrastinate put off important tasks to do nothing. In reality, that time is dedicated to carrying out a task that was not as important but felt better.

Imagine, putting off studying for a statistics test in 3 days, to review your psychology notes from the week. Funny, isn’t it? Not as productive, but you felt better doing that.

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This is what makes procrastination as addictive as it is. As humans, we enjoy positive stimuli and tend to run toward them.

Procrastination has the same effect, the feel-good feeling that comes with putting off a task for something more enjoyable is a like a reward. So, we want more of it and put off the task for longer.

Lack of Foresight

Human beings are more likely to base their decisions on their present without much thought for the future.

We can say that we are disconnected from our future selves and fail to see them as an extension of ourselves.

The consequence of this is taking decisions without thinking about how they can affect us in a month, a week, or even the next day.

Effects of Procrastination on your Studies

For every action, there is a reaction, hence for every time you procrastinate there are consequences to be faced.

Depending on whether you’re working a corporate job, leading a local church, or a student, you may interact with procrastination’s effects in different ways. But the fact remains that everyone has to answer to it.

Below we highlighted a few ways procrastination could affect you as a student.

Interpersonal Relationship Issues

Procrastination doesn’t stop with us; it affects the people around us as well. For students, their relationship with their peers and teachers can take a major hit if they always postpone tasks. We’ll show you some examples.

Imagine being part of a group assignment and responsibilities have been shared with all students. On the day of submission, you presented shabbily done work or even worse nothing at all.

Because of this your teacher either gives your group a lower grade or in extreme cases no grade at all. Imagine how everyone else would feel.

If you have roommates and always slack on cleaning up the room when it’s your turn you can imagine they won’t like you around very much.

And finally, imagine always turning up late to events planned with friends. Eventually, they may stop inviting you to anything.

Lowered Wellbeing

Another way procrastination can affect you is that it negatively impacts your well-being. People who are aware of their bad habits and struggle to break it may be faced with feelings of guilt, shame, and general unhappiness.

In this survey, we see that 94% of the people who struggle with procrastination admitted to being unhappy.

And the percentage of these who are students also provided responses classified as negative when asked how procrastination affects them.

Poor Health

Procrastination’s effects can be so devastating that it affects our mental and physical health. It has been linked to ailments such as stress and a weakened immune system.

In addition to this, procrastination can also worsen certain ailments due to poor habits. An example of this is delaying when you take your medication. Another example is bedtime procrastination which can affect your sleep cycle and increase your fatigue.

More Procrastination

If you are battling or know someone who is battling with procrastination you have an idea of how it quickly becomes a vicious cycle. It is much like debt, once you get in, getting back out is a struggle.

For example, procrastinating on coursework will develop feelings of anxiety around that course. These feelings make it more difficult to start the task and thus make you procrastinate on it more.

Another example is sleep. If you delay going to bed on time, you wake up the next day feeling groggy. This could affect the way you carry out tasks throughout the day resulting in further bedtime procrastination.

Loss of Opportunities

Putting off tasks can result in lost opportunities. By failing to turn in your assignment on time, you risk having your work rejected.

Delaying applications could cost you a scholarship or internship you have been dreaming of.

In addition to that, procrastination can slow down your personal growth. By putting off learning valuable skills (digital marketing, graphic design, etc.) or developing habits (reading, exercising, etc.) we stunt our personal growth.

How to Manage Procrastination as a Student

Break it Down

One of the reasons we procrastinate is that we find the task at hand too overwhelming. The best way to get around this is to break down the task into smaller chunks.

Aim for when a task is so easy to do, you can’t help but get it out of the way.

For example, writing a four-page essay can seem like a mountain, until you break it down. If you don’t already have a topic, get one, then research it, take down important notes, and create an outline.

Next thing you know, your essay is done.

To-Do lists are a great way to break down tasks. Note down things you have to get done, preferably in their order of importance, and check away.

For this method to work effectively, the items on your list must be things you can get done almost immediately.

Let’s say take out the trash, do the dishes, and refill the water dispenser. If you don’t know how to do the task, then your list should reflect that.

Imagine you have an algebra assignment on simultaneous equations but don’t know much about them. Your list should look something like this:

  • Watch the YouTube tutorial on simultaneous equations
  • Do algebra homework

Get a Change of Environment

Have you ever walked somewhere and instantly felt like you could use a nap? Our environment plays a huge role in determining what we get done, and when we get it done.

If your workspace doesn’t motivate you to get started on those projects, then it’s time for a change. Also, note that an environment that works for you now could lose its touch in the future. Not to worry, try switching things up and see how that works.

Unplug All Distractions

Remember earlier we said that procrastinators often spend their time doing tasks that aren’t as important.

Sometimes the reason why we can’t get anything done is that someone or something is stopping us. If you live with your parents maybe your mum calls your name every five minutes asking for the remote or a glass of water.

If you went to school abroad maybe your phone keeps buzzing cause friends and family constantly checking on you.

Whatever the case is, before you plugin into your work, you should plug it out. Put your phone on silent mode or DND and place it far away from you. This makes it more difficult to look at it.

Set Deadlines

It’s easy to procrastinate on any task that doesn’t need our immediate attention, especially when it is the only one.

Instead of waiting the whole week to get started on that task, is it possible to break it down and spread it across the week?

Research today, make notes tomorrow and create the outline the day after. As the deadline approaches you to find yourself with less work to do.

Don’t Have too Many Options

Decision paralysis is a real thing. The inability to make quick decisions takes up a chunk of our time that could’ve been spent more productively.

Ideally, you should’ve started planning for today yesterday. Even if you don’t have a complete to-do list you should at least have an idea of the major tasks that need to get done.

Need to visit a friend, return a book to the library, or start a paper by Wednesday? Start making plans to ensure it gets done on Tuesday, even Monday. The earlier the better.


Procrastination has been described as a thief of joy because it robs us of our well-being and disrupts the relationships we build with others.

However, once you can pinpoint the cause for your procrastination you find yourself in a better place to deal with it.

Hopefully, you found one or more of the tips helpful in beating your habit. Remember to take it easy on yourself. You didn’t build this habit in a day, so you won’t get rid of it that quickly either.

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Enlumi launches Next-Gen business management platform – Lumi Business to help businesses streamline key operations



Enlumi launches Next-Gen business management platform – Lumi Business to help businesses streamline key operations

Enlumi launches Next-Gen business management platform – Lumi Business to help businesses streamline key operations

Enlumi, headquartered in Lagos has announced the launch of its B2B product—Lumi Business. The platform offers a comprehensive array of solutions, including but not limited to Point of Sale, Inventory Management, Accounting, Expense Management, Loyalty Management and analytics.

Enlumi launches Next-Gen business management platform – Lumi Business to help businesses streamline key operations

As a retail business in Nigeria it’s long been believed that having a modern payment collection device is enough to run the business and the rest is left to chance, instinct, or clunky, outdated softwares and tools. However, to thrive in the market, businesses need much more. Business owners frequently struggle with inventory-related challenges such as surplus, slow-moving stock, expired items, stockouts of high-demand products, and employee theft, all of which can result in revenue loss or tied-up business capital.

Lumi Business is tailored to tackle the inventory requirements of businesses, irrespective of their size, stock quantity, or staff strength. It efficiently simplifies sales tracking, expenses, and facilitates the management of customers, products, services, raw materials, ingredients, and recipes. By leveraging the Lumi Business platform, business owners gain access to data-driven insights that inform decision-making, thereby enhancing sales and maximizing overall business profitability.

Wait there’s more! Lumi Business has a cloud-based multi-store management system, which enables business owners to exert full control over their operations from any location worldwide, using any device. Its storefront feature allows business owners to start up virtual stores and sell online. This capability allows them to monitor stock movements effectively and mitigate issues such as employee theft, lost products, and wastage.

Over 300 SMEs in Nigeria trust Lumi Business to manage their day to day operations, particularly due to its robust features and user-friendly interface. The company looks forward to growing its reach and capabilities as it actively pursues partnerships with other platforms serving SMEs.

Speaking on the launch, Wale Adeniji, Enlumi Data’s CEO said “We firmly disagree with the notion that Nigerian business owners aren’t ready for more than basic payment collection tools.

We’ve seen that businesses in Nigeria are ready for more advanced solutions, they just need to be delivered the right way. We’re focused on building a business management solution that Nigerian businesses are crying out for, addressing a myriad of pain points all at once”. Click here to learn more about Lumi Business or visit

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Rhebuch: Best Place To Buy Quality And Affordable Security Surveillance Cameras In Nigeria



Best Place To Buy Quality And Affordable Security Surveillance Cameras In Nigeria

Rhebuch: Best Place To Buy Quality And Affordable Security Surveillance Cameras In Nigeria


The world is already going digital with the spate of innovations that are constantly released to drive convenience and comfort. It often comes with the sense that technology is the present scope shaping the future. There are many tech products in homes, offices, and other places today, with respective designs to serve relative purposes for human causes. This is because of how effective and efficient they are in making life easy for us as a people.

Best Place To Buy Quality And Affordable Security Surveillance Cameras In Nigeria

Meanwhile, it is common knowledge that security is a serious business – concerning the safety of lives and property. As such, adopting technology takes cognizance of this through developing tools or gadgets capable of improving security across space and time. One such piece of equipment is the security surveillance cameras- designed to give real-time information about happenings around the vicinity of the installation. Although these have been around for quite some time, their relevance to enhancing security and safety has not waned, especially as they continue to improve.


Nigerians are not new to using security surveillance cameras, as you can find them at homes, offices, shopping centers, religious centers, banks, estates, streets, etc. But while some people believe the cost of acquiring these gadgets is expensive, others are skeptical of their effectiveness – both untrue. Rhebuch is changing this age-long narrative by providing quality and affordable security surveillance cameras to Nigerians.


What Is Rhebuch?


Rhebuch is a technological company that is a multi-brand distributor of smart homes, video surveillance, fire alarms, access control, smart lighting systems, and many more. Therefore, it is your one-stop shop to buy all automation systems for your home or office. This company is reputed for providing the latest global standard equipment to foster the safety and security of lives and property in Nigeria.


There are CCTV cameras of different brands on Rhebuch – some of which include DAHUA 4HDD EPoE, DAHUA 24-port Unmanaged PoE switch, DAHUA 8MP IR fixed-focal dome network camera, Hikvision fixed dome network camera, DAHUA unmanaged desktop switch, etc.


Therefore, Rhebuch is the leading place to buy your security surveillance cameras, as there are many benefits from shopping on this platform.


Benefits Of Shopping For Security Surveillance Cameras On Rhebuch


1. Affordable And Quality Cameras


Rhebuch operates in sync with its mission of providing its customers with the best and latest gadgets in the marketplace – which it still upholds. As such, this platform is where affordability and quality melt, such that you purchase original security surveillance cameras at the best prices that are relatively lower than its competitors.


For instance, you can buy a DAHUA fixed focal dome network camera for as low as N75,000, cheaper than other marketplaces selling the camera. Therefore, you are saving more when you buy on Rhebuch.


2. Multiple Camera Options


Rhebuch provides a wide range of options when buying your security surveillance cameras. This is because they vary in type, purpose, and price, making the platform a store for every budget. This aims to change the misconception that these cameras are expensive or ineffective. You can find your preferred security camera with a particular focal dimension and coverage on Rhebuch without buying whatever is available.


3. Fast And Free Delivery


You are eligible for fast and free delivery when you purchase security surveillance cameras and other systems on Rhebuch. This is to make the logistics of your purchased products seamless through its unique way of proving that the company is highly customer-centric. Therefore, your cameras will be delivered to the platform within 24 hours of purchase.


4. Fast Returns


Rhebuch allows its customers to return their purchased products if they are no longer interested or unsatisfied. Irrespective of the reason, if it is valid, there is a window for you to return your camera for another. You can complete the return process on the platform within 24 hours.


5. Discount Offers


You can get the best deals for purchasing security surveillance cameras on Rhebuch. This is always available during special sales seasons, where you will have price slashes for your sales. It can go as high as a 30% discount on the platform. That is why it is important to always keep up with the sales and deals on the platform so as not to miss out.




You can get quality security cameras in your home or office at the best prices on Rhebuch, as it boasts a large customer base that trusts the platform for security and safety automation needs. So you can buy all your security gadgets on Rhebuch to give you the sense of safety you desire.


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Financial Analysis: A Comprehensive Study of The Well-Being of A Country 




Financial Analysis: A Comprehensive Study of The Well-Being of A Country

Understanding the financial stability of a country requires a thorough understanding of financial analysis. In order to offer insights into the overall financial stability and overall wellness of the country, it entails evaluating a range of economic indicators, financial performance, and market movements.

In this article, we will delve into the fundamentals and importance of financial analysis in evaluating a country’s economic situation.


Ancient Beginnings:

The roots of financial analysis can be traced back thousands of years. The ancient Mesopotamians, Egyptians, and Greeks were among the pioneers of documenting financial transactions, creating basic records of assets and liabilities. These early attempts laid the groundwork for the concept of financial analysis through the study of financial statements and ledgers.

Medieval Europe:

During the Middle Ages, Europe witnessed the rise of merchant guilds and the emergence of double-entry bookkeeping. Italian mathematician and Franciscan friar, Luca Pacioli, is often credited with formalizing double-entry bookkeeping, publishing his seminal work “Summa de arithmetica, geometria, proportioni et proportionalita” in 1494. The concept of balancing debits and credits within financial records formed the basis for modern financial analysis techniques.

Industrial Revolution:

The Industrial Revolution in the 18th and 19th centuries revolutionized business and the need for financial analysis grew rapidly. As companies expanded and diversified, investors began demanding more comprehensive financial reports to assess the potential risks and returns of their investments. The birth of limited liability companies further accelerated the need for financial analysis, as shareholders sought transparency in the performance of their investments.

Modern Era:

The 20th century witnessed significant advancements in financial analysis techniques. The advent of electronic computing in the mid-1900s enabled the processing and analysis of vast amounts of financial data, leading to the development of sophisticated financial models and ratios.

The Great Depression of the 1930s laid the groundwork for modern financial analysis as regulators sought effective ways to prevent future economic crises. The establishment of the U.S. Securities and Exchange Commission (SEC) in 1934 brought about standardized reporting requirements, including the filing of audited financial statements. This increased transparency and standardized financial reporting provided analysts with a more accurate and consistent basis for their analysis.

The Rise of Quantitative Analysis:

In the latter half of the 20th century, the growth of computing power and the availability of large data sets propelled financial analysis into new territory. Quantitative analysis, utilizing statistical models and mathematical algorithms, started gaining prominence. Financial analysts began incorporating complex mathematical methods to assess investment opportunities, risk management, and portfolio optimization.

Modern Financial Tools:

With the advent of the internet and the digital age, financial analysis has become even more accessible and data-driven. Sophisticated software programs, data analytics tools, and artificial intelligence have revolutionized the way financial data is analyzed and interpreted. In recent years, technologies like machine learning have been leveraged to develop predictive models that can assess future trends and make accurate financial forecasts.


Financial analysis is the process of evaluating businesses, projects, budgets, and other finance-related transactions to determine their performance and suitability. Typically, financial analysis is used to analyze whether an entity is stable, solvent, liquid, or profitable enough to warrant a monetary investment.

Financial analysis is a fundamental tool that allows organizations and individuals to assess the past, present, and future financial health of a business or investment. Through a systematic examination and interpretation of financial statements, ratios, and other key indicators, financial analysis helps in making informed decisions, optimizing resources, and improving overall financial performance. In this article, we will delve into the meaning of financial analysis, its prominent components, and its significance across various sectors.

Financial analysis involves scrutinizing financial data to evaluate the performance and profitability of an entity. It assists in quantifying the effectiveness of financial decisions, identifying trends, predicting future outcomes, and benchmarking against industry standards. By analyzing financial statements, investors, analysts, and other stakeholders gain valuable insights into the financial position, liquidity, solvency, and operational efficiency of an organization.


  1. Gross Domestic Product (GDP): GDP is a primary indicator used to gauge the economic performance of a nation. Financial analysts analyze GDP growth rates and its components, such as consumer spending, government expenditure, investments, and net exports. This analysis helps in determining the overall strength of the economy and identifying areas of potential growth.
  2. Trade and Balance of Payments: Trade analysis focuses on a country’s imports, exports, and balance of payments. Evaluating trade patterns helps identify sectors driving the country’s economic growth, trade imbalances, and potential risks to the economy from external factors such as changes in global demand or disruptions in supply chains.
  3. Inflation and Interest Rates: Analyzing inflation rates and interest rates provides insights into the stability of a country’s economy. High inflation erodes purchasing power, while high-interest rates can impact borrowing costs, affect consumer spending, and investment behavior. Financial analysts assess the impact of inflation and interest rates on an economy’s overall competitiveness and economic growth potential.
  4. Government Debt and Fiscal Policy: Analyzing a country’s government debt levels and fiscal policy is crucial in understanding its financial sustainability. A high level of government debt may lead to increased borrowing costs, reduced investor confidence, and potential risks to economic stability. Evaluating fiscal policies helps determine whether a country is managing its finances effectively and implementing sustainable economic growth strategies.
  5. Stock Market Performance: The stock market reflects investor sentiment and provides valuable insights into a country’s economic outlook. Analysts evaluate key stock market indices, such as the country’s primary exchange, sector-specific indices, and market capitalization trends. Monitoring stock market performance allows for an understanding of investor confidence, economic growth expectations, and potential risks to the financial system.
  6. Banking Sector and Financial Institutions: A robust banking sector is essential for economic stability. Financial analysts assess the health of the banking system by evaluating indicators such as non-performing loans, capital adequacy ratios, and the overall stability and soundness of financial institutions. Understanding the well-being of financial institutions helps gauge the potential risks to the overall economy, including credit availability, liquidity, and financial contagion.
  7. Regulatory Environment and Governance: The regulatory environment and governance play a critical role in attracting investment and fostering economic growth. Financial analysts assess the effectiveness of regulatory frameworks, transparency in financial transactions, and the overall credibility and efficiency of institutions responsible for enforcing regulations. Evaluating the regulatory environment aids in understanding potential risks and opportunities for sustainable economic development.


Financial analysis plays a vital role across various sectors, serving the following purposes:

  1. Evaluating Financial Performance: By conducting a comprehensive financial analysis, companies can assess their performance, profitability, and financial stability. This, in turn, helps in identifying areas for improvement, developing strategic plans, and making sound financial decisions.
  2. Assessing Investment Viability: Investors rely on financial analysis to evaluate the profitability and risks associated with potential investments. Through detailed scrutiny of financial data, investors can determine the financial health and growth prospects of a company, aiding in making informed investment decisions.
  3. Facilitating Lending Decisions: Financial institutions utilize financial analysis to assess the creditworthiness of loan applicants. By analyzing financial statements, evaluating ratios, and assessing the risk profile, lenders can ascertain the borrower’s ability to repay loans and make sound lending decisions.
  4. Supporting Strategic Decision-Making: Financial analysis aids in strategic decision-making, such as expansion, diversification, or mergers and acquisitions. Understanding a company’s financial position and performance provides a foundation for evaluating the feasibility and potential outcomes of such decisions.


Conducting a comprehensive financial analysis provides valuable insights into the economic landscape of a country. By evaluating indicators such as GDP, trade patterns, inflation rates, government debt, stock market performance, banking sector health, and regulatory environment, financial analysts can gauge the overall financial health, identify potential risks, and recommend strategies for sustainable economic growth. Accurate and timely financial analysis acts as a compass, guiding policymakers, investors, and businesses to make informed decisions and contribute to the overall prosperity of the nation.

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